MASTERCARD NETWORK CREDIT CARDS

CAPITAL ONE® NO HASSLE CASH(SM) REWARDS - EXCELLENT CREDIT

2% cash back on gas and groceries 1% cash back on all other purchases No limit on the cash you can earn and cash won't expire Redeem cash rewards for statement credit, check or gift card Get your cash back whenever you want, even set up automatic redemption 0% APR on purchases until November 2010 No foreign transaction fees No annual fee

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0% on purchases * Until 11/2010 * 14.9%(V) * None * Yes Excellent

CAPITAL ONE® NO HASSLE MILES(SM) ULTRA—FOR PROFESSIONALS

2 miles for every dollar spent on purchases No limit on the miles you can earn and miles don't expire No blackout dates and no seat restrictions Use miles for Travel, Merchandise, Gift Cards and more 0% APR on purchases until November 2010 No foreign transaction fees Concierge services—from flowers to flights, have someone else do it for you Fly FREE on any airline to any destination

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0% on purchases * Until 11/2010 * 13.9%(V) * $39 * Yes Excellent

CITI PREMIERPASS® CARD - ELITE LEVEL

MORE DETAILS HERE 20,000 bonus points after $600 in purchases made within 3 months of account opening* Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases* Earn 1 point for every mile you fly on any airline* Earn 1 point for every mile friends and family fly on tickets purchased with your card* Get a complimentary companion ticket when you buy a qualifying ticket*

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type N/A * N/A * 14.24% (V) * $75 Annually * Yes Good

CHASE FREEDOM(SM) CREDIT CARD

$50 Cash Back after your first purchase 3% bonus cash back offers in categories like gas, home improvement and department stores Full 1% Cash Back on every purchase No spending tiers or caps on how much you can earn Up to an additional 20% cash back at select merchants when you shop online through Chase

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0% on Purchases * Up to 12 Months * As low As 13.24% * None * Yes Good

ORCHARD BANK CLASSIC MASTERCARD®

Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment On-call customer service representatives to assist you with questions or concerns

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type n/a * n/a * 7.9-19.90% * $39-$79 * No Bad Credit OK

CENTENNIAL® GOLD CREDIT CARD

Know your application response in 60 seconds Enjoy a low, fixed APR Reports monthly to the major Consumer Reporting Agencies Access your account 24 hours a day by phone This offer may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits.

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type see terms * see terms * see terms * see terms * No All Types

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*   See the online credit card application for terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " APPLY NOW " button you can review the credit card terms and conditions on the credit card issuer's web site.

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