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DISCOVER® CREDIT CARD OFFERS

For the past three years, Discover® has ranked second in J.D. Power's annual credit card satisfaction survey. At SmartCreditChoices.com, we think they should have come in first. Why? Because while other credit card companies have created nightmares for customers, Discover has proven to be one of the most consumer friendly credit card companies during the recent credit crisis.

Discover® credit cards offer consumers 0% interest rates on purchases as well as balance transfers, low long term interest rates, and an extremely popular cash back rewards program.

Below you can compare current Discover® credit card offers and apply online for fast approval.

DISCOVER® OPEN ROAD(SM) CARD

  • Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant.
  • 5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM)
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®.


Introductory APR

Introductory APR Term

Regular APR

Annual Fee

Credit Needed

0%* *
6 Months* *
11.99% - 19.99%* *
None* *
Good

DISCOVER® MORE(SM) CARD - EDITOR'S CHOICE


 MORE DETAILS HERE
  • 0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*
  • Editor's Note: Discover is our top pick amongst credit card companies because they have proven to be the most customer friendly credit card company during the past two years. Unlike most major credit card companies, Discover did not dramatically raise interest rates on their customers in 2009 and generated virtually no negative feedback in the past year.
  • No annual fee
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • $0 Fraud Liability Guarantee

Introductory APR

Intro APR Term

Regular APR

Annual Fee

Credit Needed

0% *
12 Months *
As Low As 11.99% *
None *
Good

MILES BY DISCOVER® CARD


 MORE DETAILS HERE
  • 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • Book any travel, anytime with no blackout dates or restrictions
  • 1 Mile for every $1 on all your other purchases
  • Unlimited Miles that never expire
  • No Annual Fee
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles


Introductory APR

Introductory APR Term

Regular APR

Annual Fee

Credit Needed

0%* *
6 Months* *
11.99% - 19.99%* *
None *
Good

ESCAPE BY DISCOVER® CARD

  • 25,000 Bonus Miles – 1,000 Miles each month you make a purchase the first 25 months
  • Unlimited Double Miles on all purchases
  • Book any travel, anytime with no blackout dates or restrictions
  • 2 additional Miles for every $1 you spend through ShopDiscover, our exclusive online shopping site
  • Enhanced travel benefits
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
  • $60 Annual Fee


Introductory APR

Introductory APR Term

Regular APR

Annual Fee

Credit Needed

0%* *
6 months* *
11.99% - 19.99%* *
$60* *
Excellent

DISCOVER® MOTIVA(SM) CARD


 MORE DETAILS HERE
  • 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*
  • Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • No annual fee

Introductory APR

Intro APR Term

Regular APR

Annual Fee

Credit Needed

3.99% *
Up to 12 Months *
As Low As 11.99% *
None *
Good

DISCOVER® MORE(SM) CARD - SEALIFE COLLECTION


 MORE DETAILS HERE
  • Earn more cash in more ways than anyone else(SM)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*


Introductory APR

Introductory APR Term

Regular APR

Annual Fee

Credit Needed

0%* *
6 Months* *
11.99% - 19.99%* *
None *
Good

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Additional Information about Discover® Credit Cards

At SmartCreditChoices.com, we consider Discover® to be the best credit card company. Why? Discover® is one of the few credit card companies you haven’t been hearing much about in the press. In our opinion, this is due to the fact that Discover® is one of the few companies that treats their customers well. While it is easy to find complaints about other credit card companies raising interest rates and cutting credit limits, you have to search hard to find complaints about Discover®. In tough times like these, a credit card company that respects its customers is worthy of the highest accolades. This is why we consider Discover® to be the best.

*Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.

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