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DISCOVER® CREDIT CARD OFFERS
For the past three years, Discover® has ranked second in J.D. Power's annual credit card satisfaction survey. At SmartCreditChoices.com, we think Discover Card should have come in first. Why? Because while other credit card companies have created nightmares for customers, Discover has proven to be one of the most consumer friendly credit card companies during the recent credit crisis.
Discover® credit cards offer consumers 0% interest rates on purchases as well as balance transfers, low long term interest rates, and an extremely popular cash back rewards program.
Below you can compare current Discover® card offers and apply online for fast approval.
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DISCOVER® OPEN ROAD CARD |
 
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- 2% Cashback Bonus automatically at any gas station and any restaurant
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 0% intro APR on balance transfers for 12 full months, then the Regular APR
- 0% intro APR on purchases for 6 months, then the Regular APR
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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0% for 6 Months*
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0% for 12 Months*
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11.99%-20.99% Variable*
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None
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Good
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DISCOVER® MORE CARD - $75 CASHBACK BONUS |
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- 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- Get $75 Cashback Bonus when you make $500 in purchases within 3 months
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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0% for 6 Months*
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0% for 12 Months*
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11.99% - 20.99% (Variable)*
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None
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Good
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DISCOVER® MORE CARD |
MORE DETAILS HERE
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- 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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0% for 6 Months*
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0% for 15 Months*
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11.99% - 20.99% (Variable)*
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None
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Good
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ESCAPE BY DISCOVER® CARD |
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- 25,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for the first 25 months
- 2 Miles per $1 on all purchases
- No limit on the Miles you earn and Miles don’t expire*
- Fly on any airline, book any hotel or car, with no blackout dates
- Use Miles for travel, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months than the regular APR
- Industry Leading Customer Service
- Enhanced travel benefits like Travel Delay Insurance and Trip Cancellation Insurance
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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0% for 6 Months*
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0% for 6 Months*
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10.99% (Variable)*
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$60
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Excellent
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MILES BY DISCOVER® CARD - GET 12,00 FREE MILES |
MORE DETAILS HERE
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- 12,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year
- 1 Mile per $1 on every purchase
- Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
- No limit on the Miles you earn and Miles don’t expire*
- Fly on any airline, book any hotel or car, with no blackout dates
- Use Miles for travel, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months than the regular APR
- No Annual Fee, No Overlimit Fee, No Redemption Fee
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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0% for 6 Months*
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0% for 6 Months*
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10.99% Variable*
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None
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Good
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DISCOVER® MOTIVA CARD |
MORE DETAILS HERE
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- Cash rewards for your good credit management
- Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
- 3.99% intro APR on purchases for a full 12 months, then the Regular APR
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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3.99% for 12 Months*
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3.99% for 15 Months*
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11.99% - 20.99% (Variable)*
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None
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Good
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About Discover® Credit Cards
At SmartCreditChoices.com, we consider Discover® Card to be the best credit card company. Why? Discover® is one of the few credit card companies you haven’t been hearing much about in the press. In our opinion, this is due to the fact that Discover® Card is one of the few companies that treats their customers well. While it is easy to find complaints about other credit card companies that raised interest rates on customers before the new credit card laws took effect, you have to search hard to find complaints about Discover®. In times like these, a credit card company that respects its customers is worthy of the highest accolades. This is why we consider Discover® credit cards to be the best.
Discover® Card Rewards
Discover credit card offers come with two types of rewards: cash back and airline miles. The Discover Card cash back rewards program is the oldest cash rewards program and one of the best. Discover's miles programs are also top notch, and the no annual fee Discover Miles card is one of the best miles cards available.
The Discover Card cash back rewards program is a little complicated. On the first $3,000 you spend every year, you earn .25% cash back. Once you spend more than $3,000, you earn a full 1% cashback on every purchase. Additionally, Discover Card offers 5% cashback on categories that change four times a year. If you take advantage of this, you can earn more cash back with a Discover Card than you can with a standard card that only offers 1% cash back.
Discover cards that offer miles rewards are also among the best available. Unlike many miles credit cards, Discover miles can be redeemed for a credit towards the purchase of a flight on any airline at any time. You don't need to collect tens of thousands of miles to get rewards and you can either get 12,000 or 25,000 miles for free depending on the card you choose.
While most people will likely benefit the most from a Discover credit card that offers cashback, frequent flyers that don't want to pay hefty annual fees can definitely get a lot of value from a Discover card that offers reward miles. You can learn more about these programs on Discover's credit card applications.
*Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.
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