About Discover® Credit Cards
At SmartCreditChoices.com, we consider Discover® Card to be the best credit card company. Why? Discover® is one of the few credit card companies you haven’t been hearing much about in the press. In our opinion, this is due to the fact that Discover® Card is one of the few companies that treats their customers well. While it is easy to find complaints about other credit card companies that raised interest rates on customers before the new credit card laws took effect, you have to search hard to find complaints about Discover®. In times like these, a credit card company that respects its customers is worthy of the highest accolades. This is why we consider Discover® credit cards to be the best.
Discover® Card Rewards
Discover credit card offers come with two types of rewards: cash back and airline miles. The Discover Card cash back rewards program is the oldest cash rewards program and one of the best. Discover's miles programs are also top notch, and the no annual fee Discover Miles card is one of the best miles cards available.
The Discover Card cash back rewards program is a little complicated. On the first $3,000 you spend every year, you earn .25% cash back. Once you spend more than $3,000, you earn a full 1% cashback on every purchase. Additionally, Discover Card offers 5% cashback on categories that change four times a year. If you take advantage of this, you can earn more cash back with a Discover Card than you can with a standard card that only offers 1% cash back.
Discover cards that offer miles rewards are also among the best available. Unlike many miles credit cards, Discover miles can be redeemed for a credit towards the purchase of a flight on any airline at any time. You don't need to collect tens of thousands of miles to get rewards and you can either get 12,000 or 25,000 miles for free depending on the card you choose.
While most people will likely benefit the most from a Discover credit card that offers cashback, frequent flyers that don't want to pay hefty annual fees can definitely get a lot of value from a Discover card that offers reward miles. You can learn more about these programs on Discover's credit card applications.
*Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.
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