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CITI® CREDIT CARD OFFERS
Citi® credit cards currently offer consumers some of the longest 0% introductory rates available today on both purchases and balance transfers. Value seeking consumers who carry balances from month to month will likely find that the Citi® Diamond Preferred® Card offers the best benefits. Those seeking rewards have a number of options ranging from cash back to frequent flyer miles.
Citi's Dividend Platinum Select® Visa® Card card offers a good blend of value and rewards. Like the Diamond Preferred® Card, this card comes with long introductory rates. It differs in that it offers consumers 1% cash back on all purchases, plus the opportunity to earn 5% cash back in categories that change four times yearly. Other Citi cards let users earn ThankYou Reward points, AAdvantage miles via the American Airlines frequent flyer program or Hilton Hhonor points.
Below you will find information on Citi® credit cards as well as links to secure online applications. All links open in new windows. If a link fails to open, temporarily disabling your pop-up blocker will fix the problem.
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CITI SIMPLICITY® CARD |
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- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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0%* for 18 months*
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0%* for 18 months*
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12.99% - 21.99%* (Variable)*
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$0*
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Excellent Credit
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CITI® DIAMOND PREFERRED® CARD |
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- Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
- Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
- Let our 24/7 concierge service help book your hotel rooms, flights and more.
- Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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0%* for 18 months*
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0%* for 18 months*
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11.99%-21.99%* (Variable)*
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$0*
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Excellent Credit
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CITI® DIVIDEND PLATINUM SELECT® VISA® CARD |
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- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
- Enroll at no additional cost each quarter for new categories that earn additional cash back
- Full 1% cash back on all other purchases and eligible cash advances.
- No Annual Fee*
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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0%* for 12 months*
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0%* for 12 months*
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12.99%-22.99%* (Variable)*
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$0*
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Excellent Credit
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CITI® HILTON HHONORSTM RESERVE CARD |
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- Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after $2,500 in eligible purchases within 4 months of account opening*
- Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio*
- Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
- Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
- Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
- No foreign transaction fees on purchases*
- Travel with ease and enjoy global acceptance with your Citi chip credit card
- Earn an anniversary bonus of 1 weekend night certificate at select hotels and resorts within the Hilton HHonors portfolio each cardmembership year with qualifying purchases*
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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N/A*
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N/A*
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15.24%* (Variable)*
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$95*
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Excellent Credit
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CITI® HILTON HHONORSTM VISA SIGNATURE® CARD |
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- Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
- Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
- Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
- Earn 2 HHonors Bonus Points for each $1 spent on all other purchases*
- No annual fee.*
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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N/A*
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N/A*
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14.24% or 16.24%* (Variable)*
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None
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Excellent Credit
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CITI THANKYOU® PREFERRED REWARDS CARD |
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- Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!
- 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on all purchases
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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0%* for 12 months*
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0% for 12 months*
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12.99%-22.99%* (Variable)*
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$0*
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Excellent Credit
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CITI® PLATINUM SELECT® / AADVANTAGE® WORLD MASTERCARD® |
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- For a limited time, Earn 40,000 American Airlines AAdvantage® bonus miles after $3,000 in purchases within the first 3 months of cardmembership*
- Your first eligible checked bag is free*
- Priority Boarding with Group 1 privileges* and 25% savings on eligible in-flight purchases*
- Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
- Double AAdvantage® miles on eligible American Airlines purchases*
- Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year*
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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N/A*
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N/A*
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15.24%* (Variable)*
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$95, waived for first 12 months*
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Excellent Credit
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CITI® DIAMOND PREFERRED® CARD |
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- Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
- Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
- Let our 24/7 concierge service help book your hotel rooms, flights and more.
- Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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0%* for 18 months*
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0%* for 18 months*
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11.99%-21.99%* (Variable)*
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$0*
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Excellent Credit
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