About Chase Credit Cards
Chase is among the nation's largest issuers of MasterCard and Visa credit cards. A key feature of Chase credit cards that differentiates Chase from other issuers is Chase Blueprint. Chase Blueprint is an online credit and debt management tool available on a number of Chase cards, including Chase Slate, Chase Freedom, and Chase Sapphire.
Chase Blueprint consists of four unique tools. The first, and most useful to cardholders who carry balances from month to month, is called Full Pay. With Full Pay, consumers can avoid interest on everyday purchases simply by sorting these purchases and opting to pay them in full when their bills arrive.
Split and Finish It are two tools that enable customers to set up payment schedules on purchases that can't be immediately repaid. With Split, you can opt to pay for a large purchase over a set period of months based on your budget. With Finish It, you can create a plan to pay off existing debt based on not only your budget, but on reducing overall interest costs. The fourth feature, Track It, provides consumers the ability to monitor spending in major categories.
Chase Credit Card Rewards
Chase offers a very broad range of rewards, ranging from cash back to co-branded airline rewards. Chase Freedom is their flagship cash back credit card. Freedom cardholders earn 1% cash back on every purchases, plus up to 5% cash back on up to $1,500 in popular spending categories that change every three months. Consumers who take full advantage of this can earn an extra $240 a year in rewards.
Chase Sapphire is a points based reward card that allows users to earn Ultimate Rewards. Unlike most point based programs, Ultimate Rewards points can be redeemed for cash at a value of one cent per point. This is a unique feature that is unavailable in competing rewards programs, such as Citi's Thank You Rewards, Bank of America Worlpoints, and even American Express Membership Rewards.
In addition to Chase's in house rewards programs, they also team up with major brands, including Continental, Marriott, and Southwest Airlines. Chase's Continental OnePass Plus credit card is a standout in this category. Apart from typical rewards card offerings, this card offers members free checked bags on Continental flight, a perk that can save frequent flyers $50 per person on a roundtrip flight.
Chase Credit Card Reviews
Chase Freedom Visa Review: The Chase Freedom Visa currently comes with one of the most lucrative sign up bonuses available on a no annual fee card - a $100 cash back bonus for consumers who spend $500 within the first three months of opening a new account. In addition to this bonus, cardholders earn 1% cash back on every purchase and 5% cash back in categories that rotate four times yearly. Full Review
Chase Sapphire Review: Chase Sapphire is a no annual fee point based rewards card that allows cardholders to earn Ultimate Rewards. While this card does not come with any 0% introductory rates, it offers low long term interest rates and access to Chase Blueprint. Full Review
Chase Slate Review: Chase Slate is a bare bones, no frills credit card. However, it does offer consumers low long term interest rates as well as long lasting 0% introductory rates on purchases and balance transfers. Full Review