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AMERICAN EXPRESS® CREDIT CARDS
American Express®, aside from issuing a wide range of charge cards, now offers one of the widest selection of rewards credit cards on the market. Whether you're looking for airline rewards, cashback, merchandise, or general rewards credit cards, there's an American Express® credit card for you. American Express® also offers very competitive interest rates as well as low introductory rates.
Below you will find information on American Express® credit cards as well as links to secure online applications. All links open in new windows. If a link fails to open, temporarily disabling your pop-up blocker will fix the problem.
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GOLD DELTA SKYMILES® CREDIT CARD FROM AMERICAN EXPRESS |
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- Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership.
- Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
- Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
- Premium Travel Perks: Settle in sooner with Priority Boarding, and enjoy the skies with 20% in-flight savings to use toward meals, beverages, and movies awarded as a statement credit.
- $0 introductory annual fee for the first year, then $95.
- Terms and Restrictions Apply.
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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None*
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None*
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15.24% - 19.24% Variable*
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$0 intro annual fee for the first year, then $95
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Excellent Credit
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BLUE CASH EVERYDAY® CARD FROM AMERICAN EXPRESS |
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- Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
- Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required.
- No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time.
- Terms and Restrictions Apply.
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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0% for 12 months*
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None*
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12.99% - 21.99% Variable*
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$0
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Excellent Credit
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BLUE CASH PREFERRED® CARD FROM AMERICAN EXPRESS |
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- Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
- Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Simple and Straightforward: With the Blue Cash Preferred Card, you can start earning cash back. No rotating reward categories. No enrollment required.
- Terms and Restrictions Apply.
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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0% for 12 months*
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None*
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12.99% - 21.99% Variable*
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$75
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Excellent Credit
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STARWOOD PREFERRED GUEST® CREDIT CARD FROM AMERICAN EXPRESS |
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- Starpoints® bonus: earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
- That’s enough for a weekend getaway to a Category 4 Hotel like the Westin Savannah Harbor Golf Resort & Spa, or six free nights at a Category 2 Hotel
- Free Hotel Nights: redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide - with no blackout dates
- Free Flights: redeem Starpoints on over 350 airlines with SPG Flights - with no blackout dates
- Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines
- No limits on the number of Starpoints you can earn
- $0 introductory annual fee for the first year, then $65
- Terms and Restrictions apply.
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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None*
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None*
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15.24% - 19.24% variable*
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$0 introductory annual fee for the first year, then $65
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Excellent Credit
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AMERICAN EXPRESS® PREMIER REWARDS GOLD CARD |
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- Earn More: earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 in one calendar year
- Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.
- Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands
- Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company
- Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply
- $0 introductory annual fee for the first year, then $175
- Terms and Restrictions Apply
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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N/A*
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N/A*
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N/A*
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Introductory annual fee of $0 for the first year, then $175
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Excellent Credit
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THE BUSINESS PLATINUM CARD® FROM AMERICAN EXPRESS OPEN |
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- Limited Time Offer: Get 25,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership
- Enroll and select a qualifying airline to receive up to $200 annually in statement credits for incidental fees, such as checked bags and in-flight refreshments, charged by the airline
- 20% Travel Bonus when using Membership Rewards® Pay with Points
- Take advantage of 40 premium benefits to help power your business
- Complimentary access to 600+ participating airport lounges through Priority Pass™ Select
- Business Platinum Concierge is like your own assistant, ready to help you with just about anything personal or professional, 24 hours a day
- Purchasing power that can adjust as your business evolves
- Terms & Restrictions Apply*
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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N/A*
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N/A*
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N/A*
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$450
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Excellent Credit
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THE PLUM CARD® FROM AMERICAN EXPRESS OPEN |
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- Limited Time Offer: Get a 2% Discount consisting of a 1.5% Early Pay Discount plus, for the first 6 months, get an extra 0.5% on all purchases, up to $250,000.
- Do business on your terms
- Pay no annual membership fee for your first year. Then, pay $250 annually.
- No annual fee for Additional Cards.
- Terms & Restrictions Apply.
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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N/A*
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N/A*
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N/A*
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$0 introductory annual fee for the first year, then $250
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Excellent Credit
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SIMPLYCASH® BUSINESS CARD FROM AMERICAN EXPRESS |
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- With no annual membership fee, it's a smart choice for your business
- Automatic cash back - cash back is earned on eligible purchases and automatically credited to your statement
- 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
- 3% at U.S. gas stations
- 1% on other purchases
- Up to $12,000 in purchases in each 5% and 3% category per rebate year, then 1%.
- Terms and limitations apply
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Needed
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0% for 6, 9, or 12 months*
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N/A*
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12.24% - 19.24% Variable*
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N/A
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Excellent Credit
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About American Express Credit Cards
While American Express is most often thought of as an issuer of high end charge cards, including the ultra-exclusive invitation only Centurion Card, they also offer a range of credit cards, many of which are tied to major travel brands. Unlike most other credit card companies, American Express does not roll out the red carpet with long term, 0% interest rate promotions for purchases and balance transfers. However, many American Express cards do offer generous sign up incentives, such as bonus points and miles.
Charge cards from American Express come in five colors, though only four of these are accessible to mere mortals. Zync from American Express is an entry level charge card with a low $25 annual fee. This is the least expensive way to earn American Express Membership Rewards. As you move up the color scale from Zync to Green to Gold, additional benefits become available, such as exclusive Gold card events. With Platinum, even more perks are available, including free airport club access and a 24/7 concierge service.
American Express credit cards either offer cash back or travel rewards. Their two main cash back cards are Blue Cash and the co-branded Costco True Earnings card. These cards offer above average cash back earning potential, particularly for high spenders.
A particularly noteworthy co-branded American Express credit card is the Gold Delta Skymiles card. Apart from the standard free miles offered with most airline cards, the Delta Skymiles card offers a unique perk: up to eight people traveling with the primary cardholder get their first bag fee waived. This is a savings of $50 per person roundtrip and frequent flyers can easily save more in bag fees than they spend on the annual membership fee.
American Express Credit Card Reviews
American Express Blue Cash Review: Blue Cash is one of the few remaining cash back credit cards that lets cardholders earn a full 5% on gas and groceries. However, in order to start earning 5% on these purchases, cardholders must spend at least $6,500 per year. Full Review
Gold Delta Skymiles Review: The Gold Delta Skymiles card is one of only two airline credit cards that offer free checked bags. This is a valuable perk, worth as much as $50 per person on every roundtrip flight. Additionally, the Delta Skymiles card also offers pay with points, a feature that makes redeeming frequent flyer miles significantly easier than it is via traditional methods. Full Review
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
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