0% APR CREDIT CARD OFFERS

VISA® BLACK CARD

24-Hour Concierge Service: Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs. Exclusive Rewards Program: Receive 1% cash back on all purchases with Black Card’s Exclusive Rewards Program. Travel Redemption: Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements. Luxury Gifts: Cardmembers receive luxury gifts from some of the world's top brands. Travel Lounge Priority Pass: Complimentary membership which provides access to over 600 lounges in more than 100 countries. Limited Membership: Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember. Black Card Benefits: Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type N/A * N/A * 13.24% * $495 * Yes Excellent

CHASE FREEDOM(SM)

$50 Cash Back after your first purchase 3% bonus cash back offers in categories like gas, home improvement and department stores Full 1% Cash Back on every purchase No spending tiers or caps on how much you can earn Up to an additional 20% cash back at select merchants when you shop online through Chase

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0% * up to 12 Months * As low as 13.24% * None * Yes Good

CITI® MTVU™ PLATINUM SELECT® VISA® CARD FOR COLLEGE STUDENTS

0% APR* on purchases and balance transfers for 6 months if you qualify based on your application and credit history.* Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores. Earn 1 ThankYou Point for every dollar you spend on all other purchases. Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit. Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA. Redeem points for gift cards, travel, electronics, music and more. No Annual Fee

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0% APR* * See Terms* * As low as 17.24% (V) * None * Yes Good

BMW CAR CLUB OF AMERICA REWARDS VISA ® CARD

Customize your card with your favorite BMW photo! Redeem points for BMW Performance Center driving experiences, BMW CCA gear and Free Membership. … and more Or, choose airline travel, merchandise, gift cards or pro sports events Earn 1% cash back on every purchase! No Late fees. No Overlimit fees. No Annual Fee Save with an introductory 0% Annual Percentage Rate (APR) for Balance Transfers through your first 6 monthly billing cycles. 24/7 customer service

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type N/A * N/A * 11.24% * None * Yes Good

DISCOVER® MORE(SM) CARD - WILDLIFE COLLECTION

Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0%* * 6 Months* * 11.99% - 18.99%* * None * Yes Good

DISCOVER® MORE(SM) CARD - SEALIFE COLLECTION

MORE DETAILS HERE Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0%* * 6 Months* * 11.99% - 18.99%* * None * Yes Good

Page: 1 | 2 | 3 | 4

The Future of 0% Credit Card Offers Put succinctly, the future of 0% credit card offers is uncertain. During the past five years, it was hard to open up your mailbox and not receive an offer for a 0% deal. Recently, you may have noticed a sharp decrease in these mailings. And soon, those 0% APR offers we’ve all taken for granted may become a thing of the past. There are a number of reasons to be concerned about the future availability of 0% credit card rates. First, of course, is the credit crunch. If banks won’t lend money to consumers with good credit who want to buy homes, it is very possible, if not likely, that they will stop giving consumers 0% interest rates to fund everyday purchases. A second reason to fear for the future of 0% credit cards is a new set of regulations that target certain credit card practices. These new regulations are best known as the “Credit Cardholders’ Bill of Rights Act of 2009.” While these new rules will provide a number of consumer protections, they will also alter the way credit card companies do business, particularly in the area of 0% interest lending. History, too, offers a reason to fear the disappearance of 0% credit cards. In 1999, less than 40% of credit card offers provided introductory rates, and those rates were in the 1.9% to 5% range. In 2001, a good introductory rate offer was 2.9%. And this was long before the words credit crunch entered the public dialogue. 0% credit cards are an excellent way to manage expenses and facilitate debt reduction. For example, a person with a $3000 balance on a credit card that charges a 14% interest rate can save over $400 on interest in a single year by doing a 0% APR balance transfer. Similarly, using a 0% credit card to make new purchases can allow you to keep more money in the bank (earning interest, hopefully). Unfortunately, the 0% APR party may be coming to an end. However, its not too late to take advantage of these deals. Yet. *Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.

CREDIT CARD CATEGORIES: Best Credit Cards | Best Reward Credit Cards | Visa Credit Card Offers | Instant Credit Card Applications | 0% APR Credit Cards | 0% Balance Transfer Credit Cards |Best Credit Card Offers | Compare Credit Cards | Small Business Credit Cards | Bad Credit OK! Credit Cards | Credit Card Applications | Free Online Credit Reports | Free Credit Scores | Site Map| Credit Cards Blog | Terms and Conditions | Privacy Policy | About Us | Contact Us | Best Credit Card Applications