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0% APR Credit Cards
If you're considering a 0% APR credit card, now is the time to lock in a 0% rate on purchases or balance transfers. During 2009, credit card companies cut down on the most generous 0% APR deals. In 2010, however, a number of companies have begun to offer 0% APR credit card deals lasting as long as 18 months. While this is a positive development, credit card companies have been tinkering with the length and quality of 0% APR credit card offers and many are only offering 0% rates for 6 months. Fortunately, if you have good credit you should have no problem getting a 0% APR for at least 12 months. Below you will find information on 0% interest credit cards as well as links to secure online applications. All links open in new windows. If a link fails to open, temporarily disabling your pop-up blocker will fix the problem.
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SLATE(SM) FROM CHASE |


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- 0% Intro APR for up to 12 months.
- No Annual Fee.
- New Innovative Card Design.
- Blueprint(SM) – free and customizable features
- Help you avoid unnecessary interest
- Pay your balances down faster
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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See Terms*
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0% for 12 or 6 Months*
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13.24-22.24% Variable*
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$0
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Good
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CITI® DIAMOND PREFERRED® REWARDS CARD |


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- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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0% for 12 Months*
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0% for 12 Months*
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12.99%-20.99% Variable*
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None
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Good
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DISCOVER® MORE CARD – BLACK |


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- 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 9 months, then the Regular APR
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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0% for 9 Months*
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0% for 12 Months*
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11.99%-20.99% (Variable)*
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$0
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Good
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CITI® DIAMOND PREFERRED® CARD |


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- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate.
- Concierge service that caters to your needs 24/7
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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0% for 12 Months*
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0% for 12 Months*
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14.99% Variable*
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None
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Good
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DISCOVER® OPEN ROAD CARD |


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- 2% Cashback Bonus automatically at any gas station and any restaurant
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 0% intro APR on balance transfers for 12 full months, then the Regular APR
- 0% intro APR on purchases for 6 months, then the Regular APR
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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0% for 6 Months*
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0% for 12 Months*
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11.99%-20.99% Variable*
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None
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Good
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CHASE FREEDOM® VISA - $50 BONUS CASH BACK |


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- Earn $50 Bonus Cash Back after first purchase
- 0% Intro APR and No Annual Fee
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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0% for 6 Months*
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0% for 12 Months*
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12.99%-22.99% Variable*
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None
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Good
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