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APPLY FOR A 0% APR CREDIT CARD

Credit card companies are presently offering extremely generous 0% APR credit card promotions. A little over a year ago, most cards only offered 0% rates for 6 to 12 months. Today, a number of credit cards offer 0% rates lasting up to 18 months that apply to both purchases and balance transfers.

Below you will find information on 0% interest credit cards as well as links to secure online applications. All links open in new windows. If a link fails to open, temporarily disabling your pop-up blocker will fix the problem.

BANKAMERICARD® BETTER BALANCE REWARDS™ CREDIT CARD




  • No annual fee
  • Earn $25 per quarter when you pay more than the monthly minimum and on time each month in the calendar quarter. That's up to $100 in cash rewards per year with the card
  • Rewards are automatically credited to your card balance or you can choose to deposit them into your savings or checking account
  • Low Introductory APR offer

Intro APR on Purchases

Intro APR on Transfers

Regular APR

Annual Fee

Credit Type

0%* for 12 billing cycles*
0%* for 12 billing cycles for qualifying balance transfers*
11.99% - 21.99% Variable* on purchases & balance transfers*
None*
Excellent Credit

CITI THANKYOU® PREFERRED REWARDS CARD




  • Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • Earn 1 ThankYou Point for every $1 you spend on all purchases
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*

Intro APR on Purchases

Intro APR on Transfers

Regular APR

Annual Fee

Credit Type

0%* for 12 months*
0% for 12 months*
12.99%-22.99%* (Variable)*
$0*
Excellent Credit

SLATE® FROM CHASE




  • Introductory Offer - No Balance Transfer Fee!*
  • Transfer a balance during the first 60 days your account is open, and as an introductory offer you will pay no balance transfer fee!*
  • 0% Introductory APR for 15 months on purchases and balance transfers!*
  • Avoid interest and pay down balances faster with free Blueprint® features*
  • Patented Fraud Protection and zero liability on unauthorized purchases*
  • Add an additional card user to your Slate account at no extra cost*
  • No Annual Fee*

Intro APR on Purchases

Intro APR on Transfers

Regular APR

Annual Fee

Credit Type

0% for 15 months*
0% for 15 months*
11.99% - 21.99% Variable*
$0
Excellent Credit

CITI® DIVIDEND® CARD FOR COLLEGE STUDENTS




  • Earn bonus cash back each quarter on new must-have categories— like department stores, travel and more, with enrollment
  • Earn a full 1% cash back on all other purchases
  • Free enrollment each quarter for new categories that earn additional cash back.
  • Manage your account online, on your tablet or on your Smartphone
  • No Annual Fee

Intro APR on Purchases

Intro APR on Transfers

Regular APR

Annual Fee

Credit Type

0%* for 7 months*
N/A*
13.99%-23.99%* (Variable)*
$0*
Good Credit

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*Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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