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APPLY FOR A 0% APR CREDIT CARD
Credit card companies are presently offering extremely generous 0% APR credit card promotions. A little over a year ago, most cards only offered 0% rates for 6 to 12 months. Today, a number of credit cards offer 0% rates lasting up to 18 months that apply to both purchases and balance transfers.
Below you will find information on 0% interest credit cards as well as links to secure online applications. All links open in new windows. If a link fails to open, temporarily disabling your pop-up blocker will fix the problem.
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BANKAMERICARD® BETTER BALANCE REWARDS™ CREDIT CARD |

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- No annual fee
- Earn $25 per quarter when you pay more than the monthly minimum and on time each month in the calendar quarter. That's up to $100 in cash rewards per year with the card
- Rewards are automatically credited to your card balance or you can choose to deposit them into your savings or checking account
- Low Introductory APR offer
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Type
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0%* for 12 billing cycles*
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0%* for 12 billing cycles for qualifying balance transfers*
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11.99% - 21.99% Variable* on purchases & balance transfers*
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None*
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Excellent Credit
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CITI THANKYOU® PREFERRED REWARDS CARD |

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- Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!
- 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on all purchases
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Type
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0%* for 12 months*
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0% for 12 months*
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12.99%-22.99%* (Variable)*
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$0*
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Excellent Credit
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SLATE® FROM CHASE |

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- Introductory Offer - No Balance Transfer Fee!*
- Transfer a balance during the first 60 days your account is open, and as an introductory offer you will pay no balance transfer fee!*
- 0% Introductory APR for 15 months on purchases and balance transfers!*
- Avoid interest and pay down balances faster with free Blueprint® features*
- Patented Fraud Protection and zero liability on unauthorized purchases*
- Add an additional card user to your Slate account at no extra cost*
- No Annual Fee*
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Type
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0% for 15 months*
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0% for 15 months*
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11.99% - 21.99% Variable*
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$0
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Excellent Credit
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CITI® DIVIDEND® CARD FOR COLLEGE STUDENTS |

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- Earn bonus cash back each quarter on new must-have categories— like department stores, travel and more, with enrollment
- Earn a full 1% cash back on all other purchases
- Free enrollment each quarter for new categories that earn additional cash back.
- Manage your account online, on your tablet or on your Smartphone
- No Annual Fee
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Type
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0%* for 7 months*
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N/A*
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13.99%-23.99%* (Variable)*
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$0*
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Good Credit
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