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CREDIT CARD REWARDS OFFERS

With a rewards credit card, you can earn rewards for every dollar you spend. These rewards can be redeemed for airline miles, cash back rebates as well as merchandise and giftcards. In our opinion, the best credit card rewards programs are the free ones that offer cashback.

Cashback is by far the best and most popular type of reward. Cashback rewards are easy to redeem, can never lose value, and almost always come with no annual fees. Some airline rewards cards are very good, especially those that offer miles that can be used on any airline with no restrictions. However, most airline specific miles cards come with hefty annual fees and blackout dates, so these cards are best for knowledgeable frequent flyers.

Below you will find information on rewards credit cards as well as links to secure online applications. All links open in new windows. If a link fails to open, temporarily disabling your pop-up blocker will fix the problem.

CHASE FREEDOM® VISA - $100 BONUS CASH BACK


  • Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase

Intro APR on Purchases

Intro APR on Transfers

Regular APR

Annual Fee

Credit Type

N/A
N/A
12.99-22.99% Variable*
None
Very Good

CITI FORWARD® CARD


  • Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
  • 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
  • No annual fee

Intro APR on Purchases

Intro APR on Transfers

Regular APR

Annual Fee

Credit Type

0% for 7 Months*
0% for 12 Months*
12.99-19.99% Variable*
None
Good

TRUEEARNINGS(R) CARD FROM COSTCO AND AMERICAN EXPRESS


  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned

Intro APR on Purchases

Intro APR on Transfers

Regular APR

Annual Fee

Credit Type

See Terms*
See Terms*
15.24% variable*
See Terms**
Excellent

CITI® MTVU™ PLATINUM SELECT® VISA® CARD FOR COLLEGE STUDENTS


  • No Cosigner required
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
  • Earn 1 ThankYou Point for every dollar you spend on all other purchases.
  • Earn up to 2000 ThankYou Points twice a year for having a good GPA.

Intro APR on Purchases

Intro APR on Transfers

Regular APR

Annual Fee

Credit Type

0% for 7 Months*
n/a
12.99-21.99% Variable*
None
Good

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