MTV® VISA® CARD FROM CAPITAL ONE® - GOOD CREDIT

Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops 1 point per $1 spent on everything else 25 bonus points each billing period you keep your account in good standing by paying on time Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings Also, redeem for Travel, Merchandise, Gift Cards and more No limit on the points you can earn and points don't expire 0% intro APR--pay no interest on purchases until November 2010 No annual fee

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0% on purchases * Until 11/2010 * 16.9%(V) * $0 * Yes Good

CITI PREMIERPASS® CARD - ELITE LEVEL

MORE DETAILS HERE 20,000 bonus points after $600 in purchases made within 3 months of account opening* Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases* Earn 1 point for every mile you fly on any airline* Earn 1 point for every mile friends and family fly on tickets purchased with your card* Get a complimentary companion ticket when you buy a qualifying ticket*

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type N/A * N/A * 14.24% (V) * $75 Annually * Yes Good

BICYCLING MAGAZINE REWARDS VISA® CARD

For a limited time only! Get a $50 statement credit, when you spend $100 on purchases within 60 days on the card.* Earn 1% cash back on every purchase *Terms of Offer: In order to qualify, you must be approved and make qualifying purchases totaling $100 within the first 60 days of account open date. Offer valid for new cardholders through this promotion only. Not valid for existing Bicycling Magazine Cardholders. This promotion is offered and administered by PartnersFirst. Offer to apply expires November 30, 2009.

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type N/A * N/A * 16.24% * None * Yes Good

DELTA RESERVE CREDIT CARD

Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket! Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles Complimentary Crown Room Club(R) access for you and two guests Access to American Express(R) Concierge Services Pay with Miles - pay for all or part of any Delta flight with your miles

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type See Terms* * See Terms* * 14.50% * $450 per year * Yes Excellent

DISCOVER® MORE(SM) CARD - WILDLIFE COLLECTION

Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0%* * 6 Months* * 11.99% - 18.99%* * None * Yes Good

CITI FORWARD(SM) CARD

0% APR for 6 months on purchases and balance transfers. The credit card that rewards you for good behavior. Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. 6000 bonus points after $250 in purchases are made within 3 months of account opening. 5,000 bonus points when you sign up for paperless statements within 3 months of account opening. 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0% * 6 Months * 14.24%(V) * None * Yes Excellent

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Additional Information about Credit Card Rewards Programs Today, almost every credit card offers a rewards program. However, there are substantial differences between the various rewards categories. For example, cash back credit cards tend to offer lower interest rates than airline rewards cards . When choosing a rewards credit card, it is important to consider factors other than the rewards program. For example, finding a card that charges no annual fee and offers a 0% APR for 1 year is often the best deal for most consumers. Ultimately, the best rewards credit cards are the ones with the most accessible rewards. Usually, these are cash back credit cards, as it is much easier to earn a $25 cash back check than it is to stock up 25,000 or more miles to get a free flight. However, if you utilize your credit card wisely, you can rack up plenty of miles. Simply use your card for everything you buy and pay your balance in full every month. For most, the rewards will add up quickly. *Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.

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