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CREDIT CARD REWARDS OFFERS
With a rewards credit card, you can earn rewards for every dollar you spend. These rewards can be redeemed for airline miles, cash back rebates as well as merchandise and giftcards. In our opinion, the best credit card rewards programs are the free ones that offer cashback.
Cashback is by far the best and most popular type of reward. Cashback rewards are easy to redeem, can never lose value, and almost always come with no annual fees. Some airline rewards cards are very good, especially those that offer miles that can be used on any airline with no restrictions. However, most airline specific miles cards come with hefty annual fees and blackout dates, so these cards are best for knowledgeable frequent flyers.
Below you will find information on rewards credit cards as well as links to secure online applications. All links open in new windows. If a link fails to open, temporarily disabling your pop-up blocker will fix the problem.
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CAPITAL ONE® ORBITZ® VISA® PLATINUM - EXCELLENT CREDIT |
 
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- 3 points per dollar spent on eligible Orbitz.com bookings
- Get 1 point per dollar on all other purchases
- Bonus points on eligible Orbitz.com bookings
- No limit on the points you can earn and points don't expire
- Redeem for Travel, Merchandise, Gift Cards and more
- Earn travel quickly with low redemption minimums
- 250 point refueling bonus when you redeem points for awards
- No annual fee
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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0% until 8/2011*
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n/a
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13.9%(V)*
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None
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Excellent
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CITI® GOLD/AADVANTAGE® WORLD MASTERCARD® |
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- Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership* – more than enough for a round-trip domestic travel award*
- Earn 1 AAdvantage® mile for every $1 spent on purchases*
- Reduced Mileage Awards let you travel to select destinations for fewer AAdvantage® miles round trip*
- Get a response in as little as 60 seconds
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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N/A
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N/A
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15.24% Variable*
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$50
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Good
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MTV® VISA® CARD FROM CAPITAL ONE® - GOOD CREDIT |
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- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time
- Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
- Also, redeem for Travel, Merchandise, Gift Cards and more
- No limit on the points you can earn and points don't expire
- 0% intro APR--pay no interest on purchases until August 2011
- No annual fee
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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0% until August 2011*
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n/a
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16.9%(V)*
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$0
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Good
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DELTA RESERVE CREDIT CARD |
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- Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
- Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
- Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles
- Complimentary Crown Room Club(R) access for you and two guests
- Access to American Express(R) Concierge Services
- Pay with Miles - pay for all or part of any Delta flight with your miles
- Check your first bag for free on every Delta flight
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Type
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See Terms*
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See Terms*
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14.5% variable*
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$450 per year*
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Excellent
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CHASE FREEDOM® VISA - $100 BONUS CASH BACK |
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- Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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N/A
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N/A
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12.99-22.99% Variable*
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None
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Very Good
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CITI FORWARD® CARD |
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- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
- 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- No annual fee
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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0% for 7 Months*
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0% for 12 Months*
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12.99-19.99% Variable*
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None
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Good
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