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CREDIT CARD REWARDS OFFERS
With a rewards credit card, you can earn rewards for every dollar you spend. These rewards can be redeemed for airline miles, cash back rebates as well as merchandise and giftcards. In our opinion, the best credit card rewards programs are the free ones that offer cashback.
Cashback is by far the best and most popular type of reward. Cashback rewards are easy to redeem, can never lose value, and almost always come with no annual fees. Some airline rewards cards are very good, especially those that offer miles that can be used on any airline with no restrictions. However, most airline specific miles cards come with hefty annual fees and blackout dates, so these cards are best for knowledgeable frequent flyers.
Below you will find information on rewards credit cards as well as links to secure online applications. All links open in new windows. If a link fails to open, temporarily disabling your pop-up blocker will fix the problem.
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BLUE CASH(R) FROM AMERICAN EXPRESS |
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- 0% intro APR on purchases for 6 months and no annual fee
- Flexibility to pay over time
- Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores
- Receive your cash back automatically as a statement credit
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Type
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See Terms*
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See Terms*
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17.24%-21.24% Variable*
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No Annual Fee*
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Excellent
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STARWOOD PREFERRED GUEST(R) CREDIT CARD FROM AMERICAN EXPRESS |
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- Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Type
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See Terms*
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See Terms*
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15.24% variable*
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See Terms**
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Excellent
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CITI® DIVIDEND PLATINUM SELECT® MASTERCARD® |
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- 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
- Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.
- Full 1% cash back on eligible purchases and cash advances.
- Earn extra cash back on popular, rotating categories each quarter.
- Average 5% additional cash back through Citi Bonus Cash Center®
- No Annual Fee
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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n/a
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0% for 15 Months*
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12.99-20.99% Variable*
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None
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Excellent
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CHASE FREEDOM® VISA - $50 BONUS CASH BACK |
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- Earn $50 Bonus Cash Back after first purchase
- 0% Intro APR and No Annual Fee
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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0% for 6 Months*
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0% for 12 Months*
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12.99%-22.99% Variable*
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None
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Good
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DISCOVER® MORE CARD |
MORE DETAILS HERE
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- 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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0% for 6 Months*
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0% for 15 Months*
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11.99% - 20.99% (Variable)*
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None
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Good
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ESCAPE BY DISCOVER® CARD |
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- 25,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for the first 25 months
- 2 Miles per $1 on all purchases
- No limit on the Miles you earn and Miles don’t expire*
- Fly on any airline, book any hotel or car, with no blackout dates
- Use Miles for travel, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months than the regular APR
- Industry Leading Customer Service
- Enhanced travel benefits like Travel Delay Insurance and Trip Cancellation Insurance
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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0% for 6 Months*
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0% for 6 Months*
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10.99% (Variable)*
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$60
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Excellent
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