DISCOVER® MORE(SM) CARD - SEALIFE COLLECTION

MORE DETAILS HERE Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0%* * 6 Months* * 11.99% - 18.99%* * None * Yes Good

CAPITAL ONE® ORBITZ® VISA® PLATINUM - EXCELLENT CREDIT

3 points per dollar spent on eligible Orbitz.com bookings Get 1 point per dollar on all other purchases Bonus points on eligible Orbitz.com bookings No limit on the points you can earn and points don't expire Redeem points for Travel, Merchandise, Gift Cards and more Earn travel quickly with low redemption minimums 250 point refueling bonus when you redeem points for awards No annual fee

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0% on purchases * Until 11/2010 * 13.9%(V) * None * Yes Excellent

BMW CAR CLUB OF AMERICA REWARDS VISA ® CARD

Customize your card with your favorite BMW photo! Redeem points for BMW Performance Center driving experiences, BMW CCA gear and Free Membership. … and more Or, choose airline travel, merchandise, gift cards or pro sports events Earn 1% cash back on every purchase! No Late fees. No Overlimit fees. No Annual Fee Save with an introductory 0% Annual Percentage Rate (APR) for Balance Transfers through your first 6 monthly billing cycles. 24/7 customer service

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type N/A * N/A * 11.24% * None * Yes Good

BIODEGRADABLE DISCOVER® MORE CARD

Help protect the planet with the new biodegradable Discover Card Card plastic breaks down 99% within five years in landfill conditions Earn more cash in more ways than anyone else(SM) 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0 * 6 Months * 11.99-18.99% * None * Yes Good

VISA® BLACK CARD

24-Hour Concierge Service: Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs. Exclusive Rewards Program: Receive 1% cash back on all purchases with Black Card’s Exclusive Rewards Program. Travel Redemption: Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements. Luxury Gifts: Cardmembers receive luxury gifts from some of the world's top brands. Travel Lounge Priority Pass: Complimentary membership which provides access to over 600 lounges in more than 100 countries. Limited Membership: Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember. Black Card Benefits: Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type N/A * N/A * 13.24% * $495 * Yes Excellent

CHASE SAPPHIRE(SM) CARD

10,000 Bonus Points after first purchase 2X on all airfare booked through Ultimate Rewards No earning caps, point expiration, or blackout dates Earn 10x for every dollar when shopping at select merchants through Ultimate Rewards Mall 1 point for every dollar on all other purchases 24/7 Dedicated service advisor (No voice recording) Premier travel protection benefits No Annual Fee

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type n/a * n/a * 12.24% * None * Yes Superior

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Additional Information about Credit Card Rewards Programs Today, almost every credit card offers a rewards program. However, there are substantial differences between the various rewards categories. For example, cash back credit cards tend to offer lower interest rates than airline rewards cards . When choosing a rewards credit card, it is important to consider factors other than the rewards program. For example, finding a card that charges no annual fee and offers a 0% APR for 1 year is often the best deal for most consumers. Ultimately, the best rewards credit cards are the ones with the most accessible rewards. Usually, these are cash back credit cards, as it is much easier to earn a $25 cash back check than it is to stock up 25,000 or more miles to get a free flight. However, if you utilize your credit card wisely, you can rack up plenty of miles. Simply use your card for everything you buy and pay your balance in full every month. For most, the rewards will add up quickly. *Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.

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