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CREDIT CARD REWARDS OFFERS
With a rewards credit card, you can earn rewards for every dollar you spend. These rewards can be redeemed for airline miles, cash back rebates as well as merchandise and giftcards. In our opinion, the best credit card rewards programs are the free ones that offer cashback.
Cashback is by far the best and most popular type of reward. Cashback rewards are easy to redeem, can never lose value, and almost always come with no annual fees. Some airline rewards cards are very good, especially those that offer miles that can be used on any airline with no restrictions. However, most airline specific miles cards come with hefty annual fees and blackout dates, so these cards are best for knowledgeable frequent flyers.
Below you will find information on rewards credit cards as well as links to secure online applications. All links open in new windows. If a link fails to open, temporarily disabling your pop-up blocker will fix the problem.
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CHASE SAPPHIRE(SM) |
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Type
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N/A*
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N/A*
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12.24% Variable**
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None*
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Excellent
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PLATINUM DELTA SKYMILES(R) CREDIT CARD FROM AMERICAN EXPRESS |

 MORE DETAILS HERE |
- Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
- Earn one companion Coach Class ticket each year upon renewal
- Earn at least 1 mile for every eligible dollar spent
- Miles never expire and there is no cap on the miles you can earn
- Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
- Express Approval. Get a decision in less than 60 seconds.
- Check your first bag free on every Delta flight
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Type
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See Terms*
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See Terms*
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14.5% variable*
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$150 per year*
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Excellent
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GOLD DELTA SKYMILES(R) CREDIT CARD FROM AMERICAN EXPRESS |

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- Earn up to 25,000 bonus miles -- enough for a total of $250 off Delta flights
- Use miles to pay for any Delta seat, anytime - - no black out dates and no seat restrictions
- 25,000 miles may also be redeemed for a domestic economy award ticket
- Earn SkyMiles for every eligible dollar you spend
- No annual fee for the first year, then $95.
- Express Approval. Get a decision in less than 60 seconds.
- Check your first bag for free on every Delta flight.
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Type
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See Terms*
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See Terms*
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14.5% variable*
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See Terms**
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Excellent
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PLATINUM CARD® FROM AMERICAN EXPRESS |


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- Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
- No Pre-set Spending Limit
- 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
- Fine Hotels & Resorts Program — exclusive amenities at boutique, resort, and luxury hotels around the world
- By Invitation Only® Events — access to exclusive, once-in-a-lifetime events
- The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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N/A
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N/A
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N/A
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$450
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Excellent
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CAPITAL ONE® NO HASSLE MILES(SM) REWARDS - GOOD CREDIT |


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- 1.25 miles for every dollar spent on purchases
- No limit on the miles you can earn and miles don't expire
- Redeem for Travel, Merchandise, Gift Cards and more
- No blackout dates and no seat restrictions
- Fly FREE on any airline to any destination
- 0% intro APR on purchases until August 2011
- No foreign transaction fees
- No annual fee
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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0% until 8/2011*
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n/a
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16.9%(V)*
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None
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Good
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DISCOVER® OPEN ROAD CARD |


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- 2% Cashback Bonus automatically at any gas station and any restaurant
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 0% intro APR on balance transfers for 12 full months, then the Regular APR
- 0% intro APR on purchases for 6 months, then the Regular APR
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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0% for 6 Months*
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0% for 12 Months*
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11.99%-20.99% Variable*
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None
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Good
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