CAPITAL ONE® NO HASSLE MILES(SM) REWARDS

1 mile per dollar spent on purchases up to $1,000 each month 2 miles per dollar above $1,000 each month No limit on the miles you can earn and miles don't expire Redeem for Travel, Merchandise, Gift Cards and more No blackout dates and no seat restrictions Fly FREE on any airline to any destination No foreign transaction fees 0% APR on purchases until November 2010 No annual fee

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0% on purchases * Until 11/2010 * 13.9%(V) * None * Yes Excellent

MILES BY DISCOVER® CARD

MORE DETAILS HERE 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months Double Miles on up to $3,000 in travel and restaurant purchases each year Book any travel, anytime with no blackout dates or restrictions 1 Mile for every $1 on all your other purchases Unlimited Miles that never expire No Annual Fee Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0%* * 6 Months* * 11.99% - 18.99%* * None * Yes Good

CHASE FREEDOM(SM) CREDIT CARD

$50 Cash Back after your first purchase 3% bonus cash back offers in categories like gas, home improvement and department stores Full 1% Cash Back on every purchase No spending tiers or caps on how much you can earn Up to an additional 20% cash back at select merchants when you shop online through Chase

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0% on Purchases * Up to 12 Months * As low As 13.24% * None * Yes Good

CAPITAL ONE® NO HASSLE CASH(SM) REWARDS - EXCELLENT CREDIT

2% cash back on gas and groceries 1% cash back on all other purchases No limit on the cash you can earn and cash won't expire Redeem cash rewards for statement credit, check or gift card Get your cash back whenever you want, even set up automatic redemption 0% APR on purchases until November 2010 No foreign transaction fees No annual fee

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0% on purchases * Until 11/2010 * 14.9%(V) * None * Yes Excellent

STARWOOD PREFERRED GUEST(R) CREDIT CARD FROM AMERICAN EXPRESS

Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel. Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates No annual fee for the first year and $45 thereafter Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners Express Approval. Get a decision in less than 60 seconds.

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type See Terms* * See Terms* * 15.24% * See Terms* * Yes Excellent

GOLF MAGAZINE REWARDS VISA® CARD

Save with an introductory 0% Annual Percentage Rate (APR) for Balance Transfers through your first 6 monthly billing cycles. Free 1 dozen Titleist Pro V1 golf balls after your first purchase of $50 - a $58 value! Earn 1% cash back. Or earn points for golf gear, access to championship courses, VIP golf experiences, plus travel, merchandise, and gift cards Points don't expire (as long as your account is open and you use your credit card every 24 months) No annual fee

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0% on Transfers * 6 Months * 16.24% * None * Yes Excellent

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Additional Information about Credit Card Rewards Programs Today, almost every credit card offers a rewards program. However, there are substantial differences between the various rewards categories. For example, cash back credit cards tend to offer lower interest rates than airline rewards cards . When choosing a rewards credit card, it is important to consider factors other than the rewards program. For example, finding a card that charges no annual fee and offers a 0% APR for 1 year is often the best deal for most consumers. Ultimately, the best rewards credit cards are the ones with the most accessible rewards. Usually, these are cash back credit cards, as it is much easier to earn a $25 cash back check than it is to stock up 25,000 or more miles to get a free flight. However, if you utilize your credit card wisely, you can rack up plenty of miles. Simply use your card for everything you buy and pay your balance in full every month. For most, the rewards will add up quickly. *Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.

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