|
|
|
NO ANNUAL FEE CREDIT CARDS
Although credit card companies have been raising rates and fees recently, many of the best credit cards still charge no annual fees, provide 0% introductory rates for up to 1 year, and offer rewards such as cashback. Individuals with bad credit are often forced to pay high annual fees, as are people who want to earn airline specific rewards or participate in a high-end rewards program. Fortunately, for the time being, people with good credit can still choose to not pay annual fees.
Below you will find information on no annual fee credit cards as well as links to secure online applications. All links open in new windows. If a link fails to open, temporarily disabling your pop-up blocker will fix the problem.
|
CAPITAL ONE® ORBITZ® VISA® PLATINUM - EXCELLENT CREDIT |
 
|
- 3 points per dollar spent on eligible Orbitz.com bookings
- Get 1 point per dollar on all other purchases
- Bonus points on eligible Orbitz.com bookings
- No limit on the points you can earn and points don't expire
- Redeem for Travel, Merchandise, Gift Cards and more
- Earn travel quickly with low redemption minimums
- 250 point refueling bonus when you redeem points for awards
- No annual fee
|
|
|
|
Intro APR on Purchases |
Intro APR on Transfers
|
Regular APR
|
Annual Fee
|
Credit Type
|
|
0% until 9/2011*
|
n/a
|
13.9%(V)*
|
None
|
Excellent
|
|
CITI® DIVIDEND PLATINUM SELECT® MASTERCARD® |
|
- 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
- Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.
- Full 1% cash back on eligible purchases and cash advances.
- Earn extra cash back on popular, rotating categories each quarter.
- Average 5% additional cash back through Citi Bonus Cash Center®
- No Annual Fee
|
|
|
|
Intro APR on Purchases |
Intro APR on Transfers
|
Regular APR
|
Annual Fee
|
Credit Type
|
|
n/a
|
0% for 15 Months*
|
12.99-20.99% Variable*
|
None
|
Excellent
|
|
CITI® DIAMOND PREFERRED® REWARDS CARD |
|
- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee
|
|
|
|
Intro APR on Purchases |
Intro APR on Transfers
|
Regular APR
|
Annual Fee
|
Credit Type
|
|
0% for 12 Months*
|
0% for 12 Months*
|
12.99%-20.99% Variable*
|
None
|
Good
|
|
MTV® VISA® CARD FROM CAPITAL ONE® - GOOD CREDIT |
|
- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time
- Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
- Also, redeem for Travel, Merchandise, Gift Cards and more
- No limit on the points you can earn and points don't expire
- 0% intro APR--pay no interest on purchases until September 2011
- No annual fee
|
|
|
|
Intro APR on Purchases |
Intro APR on Transfers
|
Regular APR
|
Annual Fee
|
Credit Type
|
|
0% until 9/2011*
|
n/a
|
16.9%(V)*
|
$0
|
Good
|
|
MILES BY DISCOVER® CARD - GET 12,00 FREE MILES |
MORE DETAILS HERE
|
- 12,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year
- 1 Mile per $1 on every purchase
- Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
- No limit on the Miles you earn and Miles don’t expire*
- Fly on any airline, book any hotel or car, with no blackout dates
- Use Miles for travel, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months than the regular APR
- No Annual Fee, No Overlimit Fee, No Redemption Fee
|
|
|
|
Intro APR on Purchases |
Intro APR on Transfers
|
Regular APR
|
Annual Fee
|
Credit Type
|
|
0% for 6 Months*
|
0% for 6 Months*
|
10.99% Variable*
|
None
|
Good
|
|
CHASE FREEDOM® VISA - $50 BONUS CASH BACK |
|
- Earn $50 Bonus Cash Back after first purchase
- 0% Intro APR and No Annual Fee
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
|
|
|
|
Intro APR on Purchases |
Intro APR on Transfers
|
Regular APR
|
Annual Fee
|
Credit Type
|
|
0% for 6 Months*
|
0% for 12 Months*
|
12.99%-22.99% Variable*
|
None
|
Good
|
|
|
