DISCOVER® MORE(SM) CARD - CLEAR

MORE DETAILS HERE Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0%* * 6 Months* * 11.99% - 18.99%* * None * Yes Good

TRUEEARNINGS(R) CARD FROM COSTCO AND AMERICAN EXPRESS

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card. Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco No Annual Fee with your paid Costco Membership The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card No Limit on the Cash Back earned

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type See Terms* * See Terms* * 15.24% * See Terms* * Yes Excellent

CITI® MTVU™ PLATINUM SELECT® VISA® CARD FOR COLLEGE STUDENTS

0% APR* on purchases and balance transfers for 6 months if you qualify based on your application and credit history.* Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores. Earn 1 ThankYou Point for every dollar you spend on all other purchases. Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit. Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA. Redeem points for gift cards, travel, electronics, music and more. No Annual Fee

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0% APR* * See Terms* * As low as 17.24% (V) * None * Yes Good

AMERICAN DREAMCARD™ MASTERCARD®

Best current credit card offer for consumers with fair or average credit Grace period for purchases of at least 20 days Editor's Note: This card may have NO annual fee or may come with a fee of $39 or $59, based on a review of your credit From the Issuer: The American DreamCard™ MasterCard® offers a generous credit line and no annual fee, so it costs you nothing to carry and has an award winning reward program. With every net $1.00 spent on your card, you receive an entry to win the large monthly American DreamCard™ cash jackpot. There is a new winner every month! †See terms and conditions for important rate, fee and other cost information, and limitations

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type n/a * n/a * 14.99/21.99% * $0, $39, $59 * Yes Average

CAPITAL ONE® NO HASSLE MILES(SM) ULTRA—FOR PROFESSIONALS

2 miles for every dollar spent on purchases No limit on the miles you can earn and miles don't expire No blackout dates and no seat restrictions Use miles for Travel, Merchandise, Gift Cards and more 0% APR on purchases until November 2010 No foreign transaction fees Concierge services—from flowers to flights, have someone else do it for you Fly FREE on any airline to any destination

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type 0% on purchases * Until 11/2010 * 13.9%(V) * $39 * Yes Excellent

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Additional Information about Low Interest Credit Card Offers Although interest rates are near historic lows, many credit card companies remain reluctant to lend money to qualified borrowers at low interest rates. However, many credit card companies are still offering relatively low rates on 0% interest credit cards. Unfortunately, there is a catch. Nearly every credit card advertises the lowest interest rate they offer. This rate is generally reserved for individuals with excellent credit. Those who do not fit into the excellent credit category may be approved for a credit card, but offered a higher interest rate. Oftentimes, this interest rate can be as much as twice the lowest available rate. When you apply for a low interest credit card, examine the terms and conditions closely. Here, you will find complete details on available rates. As always, the devil is in the details. The same holds true for 0% APR credit card offers. Some credit cards offer 0% interest rates for a full year. Other credit cards offer 0% for up to 1 year. With a card that offers a 0% rate for up to 1 year, you may be approved, but only granted a 0% rate for as little as 3 or 6 months. Obviously, this can be a huge problem, especially if you are doing a 0% interest balance transfer. Again, you can avoid this issue by carefully examining the fine print. *Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.

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