CHASE SAPPHIRE(SM) CARD

10,000 Bonus Points after first purchase 2X on all airfare booked through Ultimate Rewards No earning caps, point expiration, or blackout dates Earn 10x for every dollar when shopping at select merchants through Ultimate Rewards Mall 1 point for every dollar on all other purchases 24/7 Dedicated service advisor (No voice recording) Premier travel protection benefits No Annual Fee

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type n/a * n/a * 12.24% * None * Yes Superior

PLATINUM DELTA SKYMILES(R) CREDIT CARD FROM AMERICAN EXPRESS

MORE DETAILS HERE Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember Earn one companion Coach Class ticket each year upon renewal Earn at least 1 mile for every eligible dollar spent Miles never expire and there is no cap on the miles you can earn Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card Express Approval. Get a decision in less than 60 seconds.

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type See Terms* * See Terms* * 14.50% * $150 per year * Yes Excellent

SIMMONS FIRST VISA® PLATINUM - NO FEE BALANCE TRANSFERS

No balance transfer fee for balances transferred in response to this online offer Does not offer a 0% introductory APR, but does provide a low 7.25% variable APR Excellent Credit Required - Applicants that do not have excellent credit will not be approved EDITOR'S NOTE: The above warning comes directly from the company. In today's difficult credit environment, getting denied for one credit card may make it difficult to get approved for another. Unless you have recently seen your credit score and it is higher than 800, we suggest utilizing a free credit report service to check your credit before applying. You can compare these offers on our website. Click Here to Check Your Credit Scores for Free and See if You Can Qualify for this Offer

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type N/A * N/A * 7.25%(V) * None * Yes Superior

DELTA RESERVE CREDIT CARD

Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket! Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles Complimentary Crown Room Club(R) access for you and two guests Access to American Express(R) Concierge Services Pay with Miles - pay for all or part of any Delta flight with your miles

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type See Terms* * See Terms* * 14.50% * $450 per year * Yes Excellent

PLATINUM CARD® FROM AMERICAN EXPRESS

Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket! No Pre-set Spending Limit 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury Fine Hotels & Resorts Program — exclusive amenities at boutique, resort, and luxury hotels around the world By Invitation Only® Events — access to exclusive, once-in-a-lifetime events The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type N/A * N/A * N/A * $450 * Yes Excellent

STARWOOD PREFERRED GUEST(R) CREDIT CARD FROM AMERICAN EXPRESS

Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel. Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates No annual fee for the first year and $45 thereafter Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners Express Approval. Get a decision in less than 60 seconds.

Introductory APR Introductory APR Term Regular APR Annual Fee BT Credit Type See Terms* * See Terms* * 15.24% * See Terms* * Yes Excellent

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Additional Information about Low Interest Credit Card Offers Although interest rates are near historic lows, many credit card companies remain reluctant to lend money to qualified borrowers at low interest rates. However, many credit card companies are still offering relatively low rates on 0% interest credit cards. Unfortunately, there is a catch. Nearly every credit card advertises the lowest interest rate they offer. This rate is generally reserved for individuals with excellent credit. Those who do not fit into the excellent credit category may be approved for a credit card, but offered a higher interest rate. Oftentimes, this interest rate can be as much as twice the lowest available rate. When you apply for a low interest credit card, examine the terms and conditions closely. Here, you will find complete details on available rates. As always, the devil is in the details. The same holds true for 0% APR credit card offers. Some credit cards offer 0% interest rates for a full year. Other credit cards offer 0% for up to 1 year. With a card that offers a 0% rate for up to 1 year, you may be approved, but only granted a 0% rate for as little as 3 or 6 months. Obviously, this can be a huge problem, especially if you are doing a 0% interest balance transfer. Again, you can avoid this issue by carefully examining the fine print. *Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.

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