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LOW INTEREST CREDIT CARD OFFERS
Credit cards listed in the low interest category feature either a low fixed rate APR or a low introductory APR, such as a 0% interest rate on purchases or balance transfers. The majority of credit cards on the market today offer variable long term interest rates that generally fluctuate with the Prime Rate.
Below you will find information on low interest credit cards as well as links to secure online applications. All links open in new windows. If a link fails to open, temporarily disabling your pop-up blocker will fix the problem.
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CITI® DIAMOND PREFERRED® CARD |


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- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate.
- Concierge service that caters to your needs 24/7
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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0% for 12 Months*
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0% for 12 Months*
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14.99% Variable*
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None
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Good
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TRUEEARNINGS(R) CARD FROM COSTCO AND AMERICAN EXPRESS |

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- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Type
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See Terms*
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See Terms*
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15.24% variable*
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See Terms**
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Excellent
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CITI® MTVU™ PLATINUM SELECT® VISA® CARD FOR COLLEGE STUDENTS |


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- No Cosigner required
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
- Earn 1 ThankYou Point for every dollar you spend on all other purchases.
- Earn up to 2000 ThankYou Points twice a year for having a good GPA.
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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0% for 7 Months*
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n/a
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12.99-21.99% Variable*
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None
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Good
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