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LOW INTEREST CREDIT CARD OFFERS
Credit cards listed in the low interest category feature either a low fixed rate APR or a low introductory APR, such as a 0% interest rate on purchases or balance transfers. The majority of credit cards on the market today offer variable long term interest rates that generally fluctuate with the Prime Rate. Below you will find information on low interest credit cards as well as links to secure online applications. All links open in new windows. If a link fails to open, temporarily disabling your pop-up blocker will fix the problem.
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DISCOVER® MORE(SM) CARD - SEALIFE COLLECTION |
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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0%* *
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6 Months* *
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11.99% - 18.99%* *
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None *
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Yes
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Good
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GOLF MAGAZINE REWARDS VISA® CARD |

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- Save with an introductory 0% Annual Percentage Rate (APR) for Balance Transfers through your first 6 monthly billing cycles.
- Free 1 dozen Titleist Pro V1 golf balls after your first purchase of $50 - a $58 value!
- Earn 1% cash back. Or earn points for golf gear, access to championship courses, VIP golf experiences, plus travel, merchandise, and gift cards
- Points don't expire (as long as your account is open and you use your credit card every 24 months)
- No annual fee
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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0% on Transfers *
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6 Months *
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16.24% *
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None *
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Yes
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Excellent
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BICYCLING MAGAZINE REWARDS VISA® CARD |
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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N/A *
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N/A *
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16.24% *
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None *
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Yes
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Good
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MTV® VISA® CARD FROM CAPITAL ONE® - GOOD CREDIT |

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- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time
- Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
- Also, redeem for Travel, Merchandise, Gift Cards and more
- No limit on the points you can earn and points don't expire
- 0% intro APR--pay no interest on purchases until November 2010
- No annual fee
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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0% on purchases *
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Until 11/2010 *
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16.9%(V) *
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$0 *
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Yes
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Good
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BMW CAR CLUB OF AMERICA REWARDS VISA ® CARD |
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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N/A *
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N/A *
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11.24% *
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None *
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Yes
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Good
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CAPITAL ONE® ORBITZ® VISA® PLATINUM - EXCELLENT CREDIT |

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- 3 points per dollar spent on eligible Orbitz.com bookings
- Get 1 point per dollar on all other purchases
- Bonus points on eligible Orbitz.com bookings
- No limit on the points you can earn and points don't expire
- Redeem points for Travel, Merchandise, Gift Cards and more
- Earn travel quickly with low redemption minimums
- 250 point refueling bonus when you redeem points for awards
- No annual fee
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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0% on purchases *
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Until 11/2010 *
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13.9%(V) *
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None *
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Yes
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Excellent
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Additional Information about Low Interest Credit Card Offers Although interest rates are near historic lows, many credit card companies remain reluctant to lend money to qualified borrowers at low interest rates. However, many credit card companies are still offering relatively low rates on 0% interest credit cards. Unfortunately, there is a catch. Nearly every credit card advertises the lowest interest rate they offer. This rate is generally reserved for individuals with excellent credit. Those who do not fit into the excellent credit category may be approved for a credit card, but offered a higher interest rate. Oftentimes, this interest rate can be as much as twice the lowest available rate.
When you apply for a low interest credit card, examine the terms and conditions closely. Here, you will find complete details on available rates. As always, the devil is in the details. The same holds true for 0% APR credit card offers. Some credit cards offer 0% interest rates for a full year. Other credit cards offer 0% for up to 1 year. With a card that offers a 0% rate for up to 1 year, you may be approved, but only granted a 0% rate for as little as 3 or 6 months. Obviously, this can be a huge problem, especially if you are doing a 0% interest balance transfer. Again, you can avoid this issue by carefully examining the fine print. *Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website. |
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