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CREDIT REPORTS & CREDIT SCORES
If you are simply seeking out your credit reports, you can access them for free once a year via annualcreditreport.com. However, if you are looking to get no cost access to your credit scores, the best way to do so is through a free trial of a credit monitoring service. Some free credit monitoring trials provide up to 30 days of access to their services, which usually include all three of your credit reports and at least one of your credit scores. The best credit monitoring services provide access to all three of your credit scores, as your scores may be vastly different at one or more of the main bureaus.
Below you can compare offers that provide free trials with access to your credit scores. All links open in new windows. If a link fails to open, temporarily disabling your pop-up blocker will fix the problem.
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FREECREDITSCORE.COM |
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- Provides access to your Experian credit score at no charge with enrollment in their free trial.
- If you don't cancel your membership within 9 days of enrollment, you will be billed $14.95 for each month that you continue your membership.
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Intro APR on Purchasess |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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N/A
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N/A
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N/A
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None
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N/A
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GOFREECREDIT.COM |
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- Get Your Credit Reports & Scores from all 3 Credit Bureaus
- Instantly View all 3 Credit Scores!
- 7-Day Free Trial of Credit Monitoring
- Extensive 3-Bureau Credit Monitoring for Fraudulent Activity
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Intro APR on Purchasess |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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N/A
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N/A
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N/A
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Yes
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N/A
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Making Sure Your Free Credit Score is Free
Companies that offer free credit scores online require that you sign up for a trial of their credit monitoring products. Some people may find these services useful, as they provide a number of helpful tools to better understand your credit. However, most people simply want to see their credit scores and reports. If a free credit score is all you want, then getting your report is an easy two step process. First, sign up to get your report from one of the companies above. After you’ve accessed your report, wait about 2 days. Then, call the service you have subscribed to and request cancellation. The credit monitoring companies will grant your request. We recommend canceling your account early, only because many people forget to cancel if they wait too long. Plus, you can still take advantage of the full trial, regardless of when you cancel.
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