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Apply for a Charge Card

Charge cards, such as those issued by American Express®, provide consumers the ability to buy on credit and earn rewards without having to pay interest charges. However, one major drawback to charge cards is that they often carry a hefty annual fee. Fortunately, consumers who manage their credit wisely can obtain the same benefits of a charge card without an annual fee by simply using a standard rewards credit card as if it were a charge card. In addition to the annual fee savings, smart consumers can take advantage of 0% interest rates to conserve cash during the first year of card membership while maintaining the option to pay when it is convenient.

Below you will find information on no interest charge cards as well as links to secure online applications. All links open in new windows. If a link fails to open, temporarily disabling your pop-up blocker will fix the problem.

AMERICAN EXPRESS (R) PREFERRED REWARDS GOLD CARD


  • Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  • The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in less than 60 seconds.

Introductory APR

Introductory APR Term

Regular APR

Annual Fee

BT

Credit Type

N/A *
N/A *
N/A *
$125 annual fee *
No
Excellent

PLATINUM CARD® FROM AMERICAN EXPRESS


  • Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
  • No Pre-set Spending Limit
  • 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  • Fine Hotels & Resorts Program — exclusive amenities at boutique, resort, and luxury hotels around the world
  • By Invitation Only® Events — access to exclusive, once-in-a-lifetime events
  • The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel

Introductory APR

Introductory APR Term

Regular APR

Annual Fee

BT

Credit Type

N/A *
N/A *
N/A *
$450 *
Yes
Excellent

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*Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.

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