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Apply for a Charge Card
Charge cards, such as those issued by American Express®, provide consumers the ability to buy on credit and earn rewards without having to pay interest charges.
However, one major drawback to charge cards is that they often carry a hefty annual fee. Fortunately, consumers who manage their credit wisely can obtain the same benefits of a charge card without an annual fee by simply using a standard rewards credit card as if it were a charge card. In addition to the annual fee savings, smart consumers can take advantage of 0% interest rates to conserve cash during the first year of card membership while maintaining the option to pay when it is convenient.
Below you will find information on no interest charge cards as well as links to secure
online applications. All links open in new windows. If a link fails to open, temporarily
disabling your pop-up blocker will fix the problem.
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AMERICAN EXPRESS(R) GOLD CARD |
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- Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
- The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in 60 seconds.
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Type
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N/A*
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N/A*
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N/A*
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$125 annual fee*
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Excellent
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ZYNC FROM AMERICAN EXPRESS(SM) |
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- Earn 10,000 Membership Rewards(R) points after first purchase
- Enjoy a low annual fee of just $25 for Basic Card
- Pay no interest - that's because you pay in full each month
- Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
- Protect eligible purchases with Purchase Protection and Extended Warranty
- Earn Membership Rewards(R) points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards
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Intro APR on Purchases |
Intro APR on Transfers |
Regular APR
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Annual Fee
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Credit Type
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N/A*
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N/A*
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N/A*
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$25 annual fee*
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Excellent
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PLATINUM CARD® FROM AMERICAN EXPRESS |
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- Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
- No Pre-set Spending Limit
- 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
- Fine Hotels & Resorts Program — exclusive amenities at boutique, resort, and luxury hotels around the world
- By Invitation Only® Events — access to exclusive, once-in-a-lifetime events
- The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
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Intro APR on Purchases |
Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Type
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N/A
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N/A
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N/A
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$450
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Excellent
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*Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.
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