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CASH BACK CREDIT CARD OFFERS

Cash back credit cards can provide substantial savings over the course of a year. For example, if you use a 1% cash back credit card for everything you buy during the course of a year and spend $10,000, you’ll end up with $100 in rewards just for using your card. To maximize savings, pay your bill in full every month to avoid interest charges or choose a card that offers a 0% APR.

Below you will find information on cashback credit cards as well as links to secure online applications. All links open in new windows. If a link fails to open, temporarily disabling your pop-up blocker will fix the problem.

DISCOVER® MORE(SM) CARD - WILDLIFE COLLECTION


  • Earn more cash in more ways than anyone else(SM)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*


Introductory APR

Introductory APR Term

Regular APR

Annual Fee

BT

Credit Type

0%* *
6 Months* *
11.99% - 18.99%* *
None *
Yes
Good

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Additional Information about Cash Back Credit Cards

Cash back credit cards are without a doubt the best type of rewards credit card on the market. Unlike point or airline mile based reward programs, cash back rewards programs allow you to earn a percentage of every dollar you spend in cash back. Over the past few years, smart credit card users have learned to take advantage of cash back credit cards, so much so that many credit card companies had to revise cash back rules.

For example, smart consumers would utilize bonus rewards, such as 5% cash back on gas and then pay their bills in full every month. Ultimately, this intelligent usage of cash back rewards led companies to reduce cash back percentages and raise interest rates on a number of cards. Additionally, many credit card companies responded by removing these offers from the market altogether.

The remaining cash back credit cards offer anywhere from 1% to 5% cash back, and a number of cards offer special introductory periods where you can earn extra cash back. Additionally, a number of gas credit cards still offer 5% cash back. You can learn more about these offers and estimate how much you can save using our gas cash back credit card calculator . For additional information on cash back credit cards , you can review articles in our credit card education center.

*Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.

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