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CASH BACK CREDIT CARD OFFERS
Cash back credit cards can provide substantial savings over the course of a year. For example, if you use a 1% cash back credit card for everything you buy during the course of a year and spend $10,000, you’ll end up with $100 in rewards just for using your card. To maximize savings, pay your bill in full every month to avoid interest charges or choose a card that offers a 0% APR.
Below you will find information on cashback credit cards as well as links to secure online applications. All links open in new windows. If a link fails to open, temporarily disabling your
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CHASE FREEDOM(SM) CREDIT CARD |

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- $50 Cash Back after your first purchase
- 3% bonus cash back offers in categories like gas, home improvement and department stores
- Full 1% Cash Back on every purchase
- No spending tiers or caps on how much you can earn
- Up to an additional 20% cash back at select merchants when you shop online through Chase
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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0% on Purchases *
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Up to 12 Months *
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As low As 13.24% *
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None *
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Yes
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Good
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CAPITAL ONE® NO HASSLE CASH(SM) REWARDS - EXCELLENT CREDIT |

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- 2% cash back on gas and groceries
- 1% cash back on all other purchases
- No limit on the cash you can earn and cash won't expire
- Redeem cash rewards for statement credit, check or gift card
- Get your cash back whenever you want, even set up automatic redemption
- 0% APR on purchases until November 2010
- No foreign transaction fees
- No annual fee
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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0% on purchases *
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Until 11/2010 *
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14.9%(V) *
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None *
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Yes
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Excellent
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DISCOVER® MORE (SM) CARD |

 MORE DETAILS HERE
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- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
- No annual fee
- Customer Service in less than a minute, anytime you want
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Editor's Pick for best overall offer. Click more details below the card to find out why.
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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0% *
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6 Months *
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As Low As 11.99% *
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None *
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Yes
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Good
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DISCOVER® MORE(SM) CARD - CLEAR |
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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0%* *
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6 Months* *
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11.99% - 18.99%* *
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None *
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Yes
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Good
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DISCOVER® MORE(SM) CARD - SEALIFE COLLECTION |
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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0%* *
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6 Months* *
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11.99% - 18.99%* *
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None *
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Yes
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Good
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TRUEEARNINGS(R) CARD FROM COSTCO AND AMERICAN EXPRESS |

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- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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See Terms* *
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See Terms* *
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15.24% *
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See Terms* *
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Yes
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Excellent
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Additional Information about Cash Back Credit Cards
Cash back credit cards are without a doubt the best type of rewards credit card on the market. Unlike point or airline mile based reward programs, cash back rewards programs allow you to earn a percentage of every dollar you spend in cash back. Over the past few years, smart credit card users have learned to take advantage of cash back credit cards, so much so that many credit card companies had to revise cash back rules. For example, smart consumers would utilize bonus rewards, such as 5% cash back on gas and then pay their bills in full every month. Ultimately, this intelligent usage of cash back rewards led companies to reduce cash back percentages and raise interest rates on a number of cards. Additionally, many credit card companies responded by removing these offers from the market altogether. The remaining cash back credit cards offer anywhere from 1% to 5% cash back, and a number of cards offer special introductory periods where you can earn extra cash back. Additionally, a number of gas credit cards still offer 5% cash back. You can learn more about these offers and estimate how much you can save using our gas cash back credit card calculator . For additional information on cash back credit cards , you can review articles in our credit card education center. *Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website. |
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