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COMPARE SMALL BUSINESS CREDIT CARDS
A year ago, there was a wide range of business credit cards available to small business owners. Today, when small businesses need credit most, the number of offers has diminished substantially. Fortunately, American Express still offers a wide range of business cards. However, getting approved for any business credit card can be difficult in this environment. Consequently, small business owners who don't qualify for a business credit card may want to consider a consumer card that offers a 0% interest rate on purchases to tide them over until the business credit card market improves. Below you will find information on business credit cards and links to secure online
applications. All links open in new windows. If a link fails to open, temporarily disabling your
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THE GOLD CARD FROM AMERICAN EXPRESS OPEN |

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- Who is this card for? This card is ideally suited for businesses that:
- Are established, cash flow positive and have an excellent credit history.
- Have 2 or more employees and revenues of $250,000 a year.
- Are registered with services such as Dun & Bradstreet.
- Get rewarded for what your business already spends
- Unlimited rewards potential - Membership Rewards(R) points have no limit to the amount you can earn and no expiration date
- Redeem for travel, gift cards, and merchandise for you and your business
- Earn 25,000 bonus points every year if you shift $50,000 of your business purchases onto the Card
- More purchasing power - Your purchase capacity can evolve with your business. Shift business expenses onto the Card and earn more rewards
- Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more
- No annual fee for the first year - a $125 savings
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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N/A *
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N/A *
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N/A *
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See Terms* *
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No
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Good
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JETBLUE BUSINESS CARD FROM AMERICAN EXPRESS OPEN |

 MORE DETAILS HERE |
- Who is this card for? This card is ideally suited for businesses that:
- Are established, cash flow positive and have an excellent credit history.
- Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses.
- Save 3-25% on business expenses from FedEx, Hertz(R), Hyatt Hotels and Resorts(R) and more.
- Earn 10,000 TrueBlue(R) points with your first purchase - enough for an Award Flight.
- Jet for less - redeem for a roundtrip Award Flight starting at just 10,000 points. No blackout dates so you can redeem points for any seat, anytime.
- Earn 1 TrueBlue point for every eligible dollar you spend.
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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See Terms* *
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See Terms* *
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Prime + 9.99% *
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$40 *
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No
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Good
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AT&T UNIVERSAL BUSINESS REWARDS CARD |
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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0% *
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6 months *
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16.99% (V) *
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None *
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No
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Excellent
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THE PLUM CARD(R) FROM AMERICAN EXPRESS OPEN |
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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N/A *
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N/A *
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N/A *
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See Terms* *
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No
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Excellent
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THE BUSINESS PLATINUM CARD(R) FROM AMERICAN EXPRESS OPEN |
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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N/A *
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N/A *
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N/A *
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$450 *
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No
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Excellent
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BUSINESS GREEN REWARDS CARD FROM AMERICAN EXPRESS OPEN |

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- No annual fee for the first year - a savings of $95
- Receive 5,000 bonus points on your first purchase
- No pre-set spending limit* or finance charges
- Earn One Membership Rewards® point for virtually every dollar you spend with no limits and no expiration dates
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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N/A *
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N/A *
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N/A *
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1st Year Free *
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Yes
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Good
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Small Business Credit Cards Today
During the past few years, small business owners probably threw away forests worth of business credit card mail offers that provided enticing 0% APRs for up to 15 months, low interest rates, and flexible payment terms. Today, you may have noticed these offers no longer flood your mailbox.
Beginning last fall, credit card companies really cut back on business credit card offers. Many of us who relied on these deals now struggle to gain access to credit. Others have seen credit lines cut altogether. This truly is a shame, as small businesses such as yours (and mine) play an important, often unappreciated role in our economy.
Unfortunately, the large businesses that issue credit cards are cutting back on the quality of offers available to us. And those that are approving business owners are offering lower credit limits than they did only a few months ago.
Ultimately, small business owners just have to make do with the offers currently available. For many, using a consumer credit card with a 0% APR may provide them with better value than a business card.
Hopefully, credit conditions will improve in the near future. Until then, we all need to draw upon the unique skills that drive us to succeed and make the best of a difficult situation.
*Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website. |
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