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Our monthly ranking of the top online credit card offers is designed to help consumers easily find credit cards that offer the best overall value. These include the most lucrative credit card reward bonuses as well as the top money saving 0% interest promotions available online.

Below you can compare the best credit card offers presently available. Once you've found the right card, click apply now to review the application and apply online. All links open in new windows. If a link fails to open, temporarily disabling your pop-up blocker will fix the problem.

CITI® DIAMOND PREFERRED® CARD



 MORE DETAILS HERE


  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*


Intro APR on Purchases

Intro APR on Transfers

Regular APR

Annual Fee

Credit Type

0% for 18 months*
0% for 18 months*
11.99% - 21.99%* (Variable)*
None
Good

CAPITAL ONE® VENTUREONE(SM) REWARDS CREDIT CARD



 MORE DETAILS HERE


  • 1.25 miles per dollar on every purchase, every day and no annual fee
  • One-time bonus of 10,000 miles once you spend $1,000 dollars in the first 3 months, equal to $100 on travel.
  • Redeem miles for airline tickets, hotel rooms, car rentals and more
  • No limit on the miles you can earn and miles don't expire
  • Fly on any airline, any time with no blackout dates
  • 0% intro APR on purchases until June 2013
  • No foreign transaction fees
  • To apply online click the Apply Now button or call 1-866-960-8708

Intro APR on Purchases

Intro APR on Transfers

Regular APR

Annual Fee

Credit Type

0% until June 2013*
N/A*
11.9% - 19.9% (V)*
None
Excellent

CITI THANKYOU (SM) PREFERRED REWARDS CARD - $250 IN GIFT CARDS



 MORE DETAILS HERE


  • $250 in gift cards - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you’re a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*

Intro APR on Purchases

Intro APR on Transfers

Regular APR

Annual Fee

Credit Type

N/A*
N/A*
12.99 - 20.99% Variable*
None
Excellent

CAPITAL ONE® VENTURE(SM) REWARDS CREDIT CARD



 MORE DETAILS HERE


  • 2 miles per dollar on every purchase, every day
  • Money® Magazine's "Most Rewarding Card if you crave free airline flights" - Money Magazine, May 2011
  • Earn 10,000 bonus miles when you spend $1,000 within the first 3 months, equal to $100 in travel
  • Redeem your miles for any travel expense
  • No limit on the miles you can earn and miles don't expire
  • Fly on any airline, any time with no blackout dates
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that
  • To apply online click the Apply Now button or call 1-866-960-8708

Intro APR on Purchases

Intro APR on Transfers

Regular APR

Annual Fee

Credit Type

N/A*
N/A*
13.9% - 20.9% (V)*
$0 intro for first year; $59 after that
Excellent

CHASE SAPPHIRE(SM) PREFERRED CARD



 MORE DETAILS HERE


  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned - even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
  • No Annual Fee for your first year - A $95 value
  • Apply Now!

Intro APR on Purchases

Intro APR on Transfers

Regular APR

Annual Fee

Credit Type

N/A*
N/A*
15.24%*(Variable)*
$95, Waived First Year
Excellent

CAPITAL ONE® CASH REWARDS - EXCELLENT CREDIT



 MORE DETAILS HERE


  • $100 Bonus after you spend $500 in the first 3 months
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • No annual fee
  • Earn unlimited cash back that doesn't expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases and balance transfers until June 2013.
  • To apply online click the Apply Now button or call 1-866-960-8708

Intro APR on Purchases

Intro APR on Transfers

Regular APR

Annual Fee

Credit Type

0% until June 2013*
0% until June 2013*
12.9% - 20.9% (V)*
None
Excellent Credit*

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Conduct a Custom Credit Card Search Based on the Features that Matter Most to You and Find the Best Credit Card Offer

Tips to Help You Find The Best Credit Card Offers

If You Have Credit Card Debt, Look at Balance Transfers: If you have credit card debt you cannot repay within the next few months, the best credit card offer for you is likely one that offers a 0% APR on balance transfers. With a balance transfer credit card, you can move your high interest debt to a new card with a 0% APR. This type of offer will help you save money on interest and repay your credit card faster.

Don't be Tempted by Free Flights: Airline credit cards tend to offer the largest sign up bonuses, but these are not always the best offers. Airline cards come with high annual fees and the rewards you earn can be difficult to use. Unless you are a very frequent flyer and are familiar with the process of redeeming miles for flights, it may be best to pass on the massive bonuses airline cards offer and opt for a no annual fee card.

Take Advantage of Cash Back Bonus Offers: For the past few months, credit card companies have been offering $50 to $100 cash back bonuses to new customers. Offers like these are unique in the credit card world. In the past, the only credit cards that offered lucrative incentives like this were high fee airline credit cards. However, these offers do generally come with a catch. In order to earn your $100 cash back bonus, you need to spend $500 within three months of opening a new account. To make sure you qualify, use your card for everyday purchases and then pay your bill in full. This will help you meet the spending requirement without causing you to take on new debt.

Ideas to Help You Find the Best Credit Card Offer

The Best 0% APR Credit Card Offer for You: Before applying for a 0% APR credit card, consider how you will use the card. If you have high rate balances on your current cards, then a card with the longest introductory period on balance transfers may be best for you. However, if you are going to be using your card for both purchases and balance transfers, you may be better off seeking a card that offers a similar 0% length for both types of transactions. Full Article.

Cash Back Credit Cards Are the Best Type of Rewards Cards: Cash back credit card offers provide a number of advantages when compared to other types of rewards cards. Typically, cash back credit cards come with no annual fee and low interest rates, something that can not be said about most airline credit cards. More importantly, though, cash back credit cards offer easy to redeem rewards that, unlike points or airline miles, never lose value. Full Article

*Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's web site.

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