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CREDIT CARDS FOR FAIR & BAD CREDIT
Credit cards for individuals with fair credit, bad credit, prior bankruptcies, and/or no previous credit history come in two forms: secured cards and unsecured cards. Secured credit cards require you to make a deposit to "secure" your line of credit. Unsecured credit cards do not require a deposit, and generally offer more flexible credit lines and better terms overall. Below you will find information on fair, bad credit & no credit credit cards as well as links to secure online applications. Some of the offers on the page are "fee-based". All links open in new windows. If a link fails to open, temporarily disabling your pop-up blocker will fix the problem.
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CENTENNIAL® GOLD CREDIT CARD |
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- Know your application response in 60 seconds
- Enjoy a low, fixed APR
- Reports monthly to the major Consumer Reporting Agencies
- Access your account 24 hours a day by phone
- This offer may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits.
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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see terms *
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see terms *
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see terms *
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see terms *
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No
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All Types
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PLATINUM ZERO™ SECURED VISA® CREDIT CARD |
MORE DETAILS HERE
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- Requires identity and residence verification and minimum deposit amount of $500 up to $5,000.
- ZERO - 0% FIXED APR on Purchases - No Intro Rates!
- ZERO Turn Downs - Guaranteed Approval*
- ZERO Delays - Timely CREDIT Bureau Reporting!
- ZERO Application Fees
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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n/a *
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n/a *
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0% *
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$119.40 *
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No
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All Types
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NEW MILLENNIUM BANK SECURED BLACK DIAMOND VISA® |
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- Approved regardless of credit history
- Credit limits up to $10,000*
- Issuer's Description: New Millennium Bank is now offering secured Black Diamond Visa® and MasterCard® credit cards for those individuals with less than perfect credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.
- Charges a $99.95 Application Processing Fee
- $59 annual membership fee
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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N/A *
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N/A *
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19.50% *
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$59 *
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Yes
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Bad Credit OK
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FIRST PREMIER® BANK CREDIT CARD |
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- Apply for a Visa® or MasterCard® card with a low fixed APR
- After 6 months, request a credit limit increase
- First PREMIER Bank reports monthly to the major Consumer Reporting Agencies
- The application process is quick and simple
- Access your account by phone 24 hours a day
- This offer may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits.
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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see terms *
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see terms *
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see terms *
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see terms *
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No
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All Types
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NEW MILLENNIUM BANK SECURED GOLD |
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- From the Issuer: for those individuals wishing to establish or repair their credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.
- Fee Notice: Charges a $69.95 applications processing fee
- Charges a $59 annual Fee
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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N/A *
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N/A *
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19.50% *
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$59 *
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Yes
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Bad Credit OK
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*Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website. |
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