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CREDIT CARDS FOR FAIR & BAD CREDIT
Credit cards for individuals with fair credit, bad credit, prior bankruptcies, and/or no previous credit history come in two forms: secured cards and unsecured cards. Secured credit cards require you to make a deposit to "secure" your line of credit. Unsecured credit cards do not require a deposit, and generally offer more flexible credit lines and better terms overall. Below you will find information on fair, bad credit & no credit credit cards as well as links to secure online applications. Some of the offers on the page are "fee-based". All links open in new windows. If a link fails to open, temporarily disabling your pop-up blocker will fix the problem.
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ORCHARD BANK CLASSIC MASTERCARD® |
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- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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n/a *
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n/a *
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7.9-19.90% *
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$39-$79 *
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No
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Bad Credit OK
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FIRST PREMIER® BANK GOLD CREDIT CARD |
MORE DETAILS HERE
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- Low fixed APR
- Your account history reports monthly to the major Consumer Reporting Agencies
- Convenient account access by phone available 24/7
- Use your card everywhere MasterCard®/Visa® cards are accepted (subject to available credit)
- This offer may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits.
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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n/a *
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n/a *
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see terms *
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see terms *
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No
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All Types
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ACCOUNTNOW PREPAID VISA® CARD |
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- NEW! Now with the iAdvance(SM) loan option, no credit check needed.
- Instant Guaranteed Approval* – no credit check, no security deposit
- $0 ACTIVATION FEE – when you load your card by direct deposit
- Reloadable - $10,000 balance limit
- No Overdraft Fees – no minimum balance required
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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N/A *
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N/A *
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N/A *
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$4.95/mo *
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Yes
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All Types
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WIRED PLASTIC™ PREPAID VISA® CARD |
MORE DETAILS HERE
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- No Upfront Payment Required – Receive your new Visa card in as little as 3 days
- Overdraft Safety Program – Qualify to receive up to a $1500 cash advance directly to your card!
- Rewards Program – Earn 1 point for every $1 spent, redeem points for; LD Phone Calls, Prepaid Wireless Airtime and Music Downloads
- Integrated Bill Pay Service – Pay any bill online or over the phone, even if they don’t accept credit or debit cards.
- Convenient Loading Options – Free Direct Deposit or add cash instantly at over 100,000 retail locations nationwide.
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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N/A *
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N/A *
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N/A *
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None *
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No
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Bad Credit OK
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APPLIED BANK® SECURED VISA® CREDIT CARD |
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- Editor's Note: Has low fees for a subprime/secured credit card, as many may charge you as much as $200 in miscellaneous account fees.
- This is a secured credit card. You are given a credit limit based on a deposit you make when you open your account.
- CHOOSE Your Credit Limit Up To $5,000*
- NO Credit Requirements
- NO Income Requirements
- CREDIT Bureau Reporting
- *Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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N/A *
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N/A *
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9.99% *
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$50 *
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No
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All Types
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AMERICAN DREAMCARD™ MASTERCARD® |
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- Best current credit card offer for consumers with fair or average credit
- Grace period for purchases of at least 20 days
- Editor's Note: This card may have NO annual fee or may come with a fee of $39 or $59, based on a review of your credit
- From the Issuer: The American DreamCard™ MasterCard® offers a generous credit line and no annual fee, so it costs you nothing to carry and has an award winning reward program. With every net $1.00 spent on your card, you receive an entry to win the large monthly American DreamCard™ cash jackpot. There is a new winner every month!
- †See terms and conditions for important rate, fee and other cost information, and limitations
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Introductory APR |
Introductory APR Term
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Regular APR
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Annual Fee
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BT
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Credit Type
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n/a *
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n/a *
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14.99/21.99% *
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$0, $39, $59 *
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Yes
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Average
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*Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website. |
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