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Credit Cards for Average Credit

Generally, a person is considered to have average credit if they have or have had a credit card but may have been late on one or more credit card, medical bill, or loan payment in the last six months to one year.

Below you can compare current "average credit" credit card offers and apply online for approval. If the application fails to load when you click apply, temporarily disabling your pop-up blocker will resolve this issue.

CAPITAL ONE® NO HASSLE CASH(SM) REWARDS CREDIT CARD


  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • No limit on the cash you can earn and cash won't expire
  • Get your cash back whenever you want
  • 0% intro APR on purchases until May 2011

Intro APR on Purchases

Intro APR on Transfers

Regular APR

Annual Fee

Credit Type

0% until 5/2011*
n/a
19.8% (V)*
$39
Average

CAPITAL ONE® CLASSIC PLATINUM CREDIT CARD


  • 0% intro APR on all purchases until May 2011
  • Upload a favorite image to create your own card design
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel & emergency assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Extended warranty program
  • Travel accident insurance
  • Auto rental insurance—use your card to rent a car and you’re covered for collision, damage and loss
  • No foreign transaction fees

Intro APR on Purchases

Intro APR on Transfers

Regular APR

Annual Fee

Credit Type

0% until May 2011*
n/a
19.8% (V)*
$39
Average

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Not sure what type of credit you have? Consider getting utilizing a credit report trial that offers access to your credit scores to find out if your credit is better than you think it is.

*Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.

Find the best credit card offer and Apply Online

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