CAPITAL ONE® NO HASSLE MILES(SM) REWARDS

0% APR on purchases until May 2010 1 mile per dollar spent on purchases up to $1,000 each month 2 miles per dollar above $1,000 each month No limit on the miles you can earn and miles don't expire No annual fee No blackout dates and no seat restrictions Book travel with ANY airline, hotel, cruise line, or rental car company.

Introductory APR Intro APR Period Regular APR Annual Fee Transfers Credit Type 0% on purchases * Until 5/2010 * 13.9%(V) * None * Yes Excellent

DISCOVER® MORE (SM) CARD - EDITOR'S PICK

MORE DETAILS HERE Offers a 0% introductory interest rate on purchase and balance transfers for 6 months Earn 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site Earn up to 1% Cashback Bonus on all other purchases automatically Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners Editor's Note: Offer not available to current Discover® card holders Editor's Pick for best overall offer. Click more details below the card to find out why.

Introductory APR Intro APR Period Regular APR Annual Fee Transfers Credit Type 0% * 6 Months * 11.99% * None * Yes Very Good

CITI® PLATINUM SELECT CARD

Offers a 0% APR* on balance transfers and purchases for up to 12 months. Editor's Note: Based on a review of you application, you may be offered a 0% APR for 6, 9, or 12 months. Applicants with excellent credit will get the longest available 0% introductory periods No annual fee Secure, free online account management Citi® Identity Theft Solutions

Introductory APR Intro APR Period Regular APR Annual Fee Transfers Credit Type 0% * 6-12 Mos. * Low of 11.99% * None * Yes Excellent

DISCOVER® MORE(SM) CARD - AMERICAN FLAG

Earn more cash in more ways than anyone else Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases and Balance Transfers

Introductory APR Intro APR Period Regular APR Annual Fee Transfers Credit Type 0% * 6 Months * 11.99% * None * Yes Excellent

DISCOVER® MORE (SM) CARD - WILDLIFE COLLECTION

0% Intro APR* on Balance Transfers for 6 months 0% Intro APR* on Purchases for 6 months 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases automatically Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

Introductory APR Intro APR Period Regular APR Annual Fee Transfers Credit Type 0% * 6 Months * 11.99% * None * Yes Good

MILES BY DISCOVER® CARD - GET 12,00 FREE MILES

MORE DETAILS HERE A Miles card with no annual fee! Apply online and earn 12,000 Free Bonus Miles* - equivalent to a $120 discount on most airlines. Editor's Note: 1000 bonus miles are awarded every month during your first year of membership as long as one purchase is made. 0% Intro APR on purchases and balance transfers for 6 Months No blackout dates Double Miles on up to $3,000 in travel and restaurant purchases each year Mile for every $1 you spend Unlimited Miles that never expire* Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles

Introductory APR Intro APR Period Regular APR Annual Fee Transfers Credit Type 0% * 6 Months * 11.99% * None * Yes Good

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Additional Information about Low Interest Credit Card Offers Although interest rates are near historic lows, many credit card companies remain reluctant to lend money to qualified borrowers at low interest rates. However, many credit card companies are still offering relatively low rates on 0% interest credit cards. Unfortunately, there is a catch. Nearly every credit card advertises the lowest interest rate they offer. This rate is generally reserved for individuals with excellent credit. Those who do not fit into the excellent credit category may be approved for a credit card, but offered a higher interest rate. Oftentimes, this interest rate can be as much as twice the lowest available rate. When you apply for a low interest credit card, examine the terms and conditions closely. Here, you will find complete details on available rates. As always, the devil is in the details. The same holds true for 0% APR credit card offers. Some credit cards offer 0% interest rates for a full year. Other credit cards offer 0% for up to 1 year. With a card that offers a 0% rate for up to 1 year, you may be approved, but only granted a 0% rate for as little as 3 or 6 months. Obviously, this can be a huge problem, especially if you are doing a 0% interest balance transfer. Again, you can avoid this issue by carefully examining the fine print. *Important Disclaimer: See credit card applications for complete terms and conditions. Information on Smart Credit Choices is presented as is and without warrantly. Before applying, carefully review the credit card application terms and conditions.

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