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THIS NOTICE IS REQUIRED BY LAW. Read more at FTC.GOV. You have the right to a free credit report from AnnualCreditReport.com or 877-322-8228, the ONLY authorized source under federal law.
Compare Free Credit Score Offers
Although consumers can get a copy of all three credit reports via AnnualCreditReport.com once every year, you have to pay to get access to your credit scores unless you take advantage of a free credit score trial offers. Given the importance of credit scores and the fact that they can vary widely from one credit bureau to another, a key factor in choosing a free credit score offer is selecting one that provides access to all three of your credit scores, not just one. Below you can compare offers and access your free credit scores online in a matter of seconds.
Compare Free Credit Score Deals
IDENTITY GUARD® FREE CREDIT SCORES & IDENTITY THEFT PROTECTION |
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- Our pick for the best free credit score deal provides all three of your credit scores from Transunion, Equifax, and Experian
- Free 30 day trial
- Easy signup and quality customer service
- Only $14.99 monthly fee for credit monitoring should you choose to continue using this product after the 30 day trial ends.
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Intro on Purchases
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Intro APR Period
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Regular APR
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Annual Fee
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Credit Needed
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N/A *
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N/A *
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See Terms*
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None *
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All Types
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EQUIFAX CREDIT WATCH GOLD WITH 3-IN-1 MONITORING AND SCORE POWER |
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- Get your Equifax credit score
- Free 7-day trial
- Monitor your credit profile
- Receive alerts within 24 hours of key changes
- Protect your credit and ensure the accuracy of your credit profile
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Intro on Purchases
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Intro APR Period
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Regular APR
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Annual Fee
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Credit Needed
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N/A *
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N/A *
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N/A *
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See Terms
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N/A
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PRIVACY MATTERS FREE TRIAL |
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- Offers access to free credit scores from TransUnion, Equifax and Experian
- Get free 3 bureau credit monitoring for 7 days.
- Cancel anytime and you will be charged nothing.
- Charges a $1 fee and renews for $29.95 per month if you do not cancel your report within 7 days. You must request a refund of the $1 processing fee when you cancel.
- Editor's Note: It is much easier to cancel ID Guard and we have received complaints about the difficulty of canceling this service. Therefore, we suggest using ID Guard unless you have already used that offer.
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Intro on Purchases
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Intro APR Period
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Regular APR
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Annual Fee
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Credit Needed
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N/A *
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N/A *
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N/A *
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See Terms
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N/A
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FREECREDITSCORE.COM |
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- Provides access to your Experian credit score at no charge with enrollment in their free trial.
- If you don't cancel your membership within 9 days of enrollment, you will be billed $14.95 for each month that you continue your membership.
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Intro on Purchases
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Intro APR Period
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Regular APR
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Annual Fee
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Credit Needed
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N/A *
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N/A *
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N/A *
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See Terms*
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N/A
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How to Compare Free Credit Score Offers
When comparing free credit score deals, the key factor is finding a company that offers free access to all three of your credit scores, as many companies will tack on charges of up to $30 to see all three of your credit scores.
Identity Guard is our pick as the best resource to easily get all three of your credit scores for free. They offer a 30 day free trial that can be cancelled in a matter of 5 minutes by calling the clearly posted number on their website. Should you choose to continue using their service, the monthly fee after the free trial is a reasonable $14.99.
Should you wish to compare this free credit score offer with others available, please see the free credit score and credit monitoring section of Smart Credit Choices.
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