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Compare Online Free Credit Report Offers
A number of companies offer free credit reports online. However, not all free credit report offers are the same. The key difference between free credit report offers is whether or not they provide access to free credit scores. Some companies charge as much as $30 for access to your credit scores. Because credit scores are an integral part of understanding your credit, choosing a free credit report company means choosing one that offers free credit scores as well as free credit reports from all three credit bureaus: Equifax, Experian and Transunion.
Compare Free Credit Score Deals
IDENTITY GUARD® FREE CREDIT REPORTS |
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- Our pick for the best free credit report deal provides all three of your credit scores as well as your Transunion, Equifax, and Experian credit reports
- Free 30 day trial
- Easy signup and quality customer service
- Only $14.99 monthly fee for credit monitoring should you choose to continue using this product after the 30 day trial ends.
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Intro on Purchases
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Intro APR Period
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Regular APR
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Annual Fee
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Transfers |
Credit Needed
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N/A *
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N/A *
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N/A *
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None *
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No
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All Types
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PRIVACY MATTERS FREE TRIAL |
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- Offers free TransUnion, Equifax and Experian credit reports and all 3 credit scores.
- Get free 3 bureau credit monitoring for 7 days.
- Cancel anytime and you will be charged nothing.
- Charges a $1 fee and renews for $29.95 per month if you do not cancel your report within 7 days. You must request a refund of the $1 processing fee when you cancel.
- Editor's Note: It is much easier to cancel ID Guard and we have recieved complaints about the difficulty of canceling this service. Therefore, we suggest using ID Guard unless you have already used that offer.
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Intro on Purchases
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Intro APR Period
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Regular APR
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Annual Fee
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Transfers |
Credit Needed
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N/A *
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N/A *
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N/A *
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None *
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No
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N/A
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FREE EQUIFAX CREDIT REPORT |
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- Free 30-day trial
- Monitor all 3 of your nationwide credit reports
- Receive alerts within 24 hours of key changes
- Protect your credit and ensure the accuracy of your reports
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Intro on Purchases
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Intro APR Period
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Regular APR
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Annual Fee
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Transfers |
Credit Needed
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N/A *
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N/A *
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N/A *
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None *
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No
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N/A
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FREECREDITREPORT.COM |
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- Offers a 7 day trial membership with access to all three credit reports and your Experian credit score
- See who's been checking your credit. Look for potential inaccuracies and unauthorized activity.
- Guard your Identity-they will closely monitor** your Experian® Equifax® and TransUnion® Credit Reports every day.
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Intro on Purchases
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Intro APR Period
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Regular APR
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Annual Fee
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Transfers |
Credit Needed
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N/A *
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N/A *
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N/A *
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None *
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No
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N/A
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How to Compare Free Credit Report Offers
When comparing free credit report deals, the most important element is finding a company that offers free credit scores, as this is the key element viewed by lenders to determine credit worthiness.
Identity Guard is our pick as the best resource to easily get all three of your credit scores and reports for free. They offer a 30 day free trial that can be cancelled in a matter of 5 minutes by calling the clearly posted number on their website. Should you choose to continue using their service, the monthly fee after the free trial is a reasonable $14.99.
Should you wish to compare this free credit score offer with others available, please see the free credit score and report section of Smart Credit Choices.
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