:: SmartCreditChoices.com ::

Home |Credit Card Blog | Contact Us | Bookmark Us

INSTANT APPROVAL CARDS

0% CREDIT CARDS

BALANCE TRANSFER CARDS

CASHBACK CREDIT CARDS

REWARD CREDIT CARDS

LOW APR CREDIT CARDS

CASH ADVANCE CARDS

AIRLINE MILES CARDS

GAS CASHBACK CARDS

BUSINESS CREDIT CARDS

STUDENT CREDIT CARDS

BAD CREDIT CREDIT CARDS

PREPAID CREDIT CARDS

FREE CREDIT REPORTS

CHARGE CARDS

NO ANNUAL FEE

FOR AVERAGE/FAIR CREDIT

UK CREDIT CARDS

CANADIAN CREDIT CARDS

ONLINE BANKING

VISA

MASTERCARD

DISCOVER

AMERICAN EXPRESS

CHASE

AMERICAN EXPRESS

DISCOVER

CITI

CAPITAL ONE

FIRST PREMIER® BANK

PARTNERS FIRST

U R @: Education Center : Understanding the Fine Print

UNDERSTANDING THE FINE PRINT

Hidden fees, variable interest rates, transaction charges...credit card companies bury a lot of information in the fine print. Find out how to avoid these costly traps.

WWW.SMARTCREDITCHOICES.COM'S ARTICLES EDITOR CITIED ON MSN MONEY
SmartCreditChoices is extremely proud to have been cited and mentioned in a new credit card article written by Liz Pulliam Weston, an award-winning, nationally-syndicated personal finance columnist.

FIND A GOOD CREDIT CARD APPLICATION
Credit card applications are confusing for a reason: banks don't want you to understand them. However, careful inspection can help you get a 0% APR for a year instead of no intro rate at all.

CREDIT CARDS THAT OFFER HIGH CREDIT LIMITS
Looking for a credit card that offers a high credit limit? These credit cards offer up to $25,000 credit limits and offer 0% interest rates.

ANNUAL PERCENTAGE RATES: WHAT APR WILL YOU RECIEVE?
Not all applicants receive the lowest offered APR. Depending on your credit history and score, you may be approved and offered a much different rate. In this article, the various types of interest rate pricing are examined.

THE HIDDEN 3 PERCENTS: THREE TRANSACTIONS THAT WILL COST YOU 3%
Transferring a balance? Taking a cash advance? Using your credit card on an international vacation? If so, be sure to budget for these costs.

GRACE PERIODS AND BALANCE COMPUTATION METHODS: KNOW HOW TO TRIM INTEREST COSTS
Grace periods help consumers save money on interest when balances are paid in full. However, regardless of whether or not you pay your bill in full, the method your interest is calculated can have a big effect on your wallet.

GOOD CREDIT CARDS
What makes a good credit card? Low rates, quality customer service, and no fee rewards are key features.

GETTING A HIGH LIMIT CREDIT CARD
Learn how to obtain a high credit card limit.

CREDIT CARDS WITH NO FOREIGN TRANSACTION FEES
Learn which credit cards charge no international finance fees. Compare offers for no foreign transaction fee credit cards and apply online for approval.

INTERNATIONAL CREDIT CARDS WITH NO FOREIGN TRANSACTION FEES
Learn about international credit card charges and how to avoid 3% foreign transaction fees.

NO CREDIT CREDIT CARDS
If you have no credit history, getting a credit card can be difficult. Many credit cards for people with no credit have high fees and hidden costs. Learn more about no credit credit cards.

Go to Education Center

*Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.