Home | Education Center | Calculators | About | Contact

Credit Card Application
Search Credit Card Offers by Category
0% APR CREDIT CARDS
0% APR BALANCE TRANSFERS
CASH BACK CREDIT CARDS
REWARD CREDIT CARDS
BEST CREDIT CARD OFFERS
LOW INTEREST CREDIT CARDS
AIRLINE CREDIT CARDS
VISA CREDIT CARDS
MASTERCARD OFFERS
BUSINESS CREDIT CARDS
FOR AVERAGE CREDIT
BAD CREDIT CREDIT CARDS
STUDENT CREDIT CARDS
CREDIT SCORES/REPORTS
NO FOREIGN TRANSACTION FEE
Information about Online Credit Card Applications
Search Credit Card Offers by Company
CITI CREDIT CARDS
CAPITAL ONE CREDIT CARDS
CHASE CREDIT CARDS
BANK OF AMERICA CARDS
DISCOVER CREDIT CARDS
US BANK
BARCLAYCARD
USAA SAVINGS

 

U R @: Education Center : Applying for Credit Cards Online : Credit Cards that Offer High Credit Limits


CREDIT CARDS THAT OFFER HIGH CREDIT LIMITS

Getting a high limit on a credit card is contingent on a number of factors.  Specifically, credit scores, credit histories, and your current debt levels all play a role.  Ultimately, however, the methods credit card companies use to determine credit limits are kept under wraps and vary from company to company.  No credit card company will provide as much as an estimate of your potential credit limit until you have completed and submitted an application.  Additionally, many credit card companies have sharply reduced initial credit limits in the post-credit crisis world.

To insure you get the credit limit you desire, you may want to apply for multiple credit card offers from different companies and accept the one that provides you the best credit limit or interest rate.  Additionally, if you do not get a high enough limit on one card, you may get a combined credit limit that meets your needs.

CITI® DIAMOND PREFERRED® CARD



Intro APR on Purchases

Intro APR on Transfers

Regular APR

Annual Fee

Credit Type

0% for 18 months*
0% for 18 months*
11.99%-21.99%* (Variable)*
$0*
Excellent Credit


Key Features
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card.
  • Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
VIEW ALL FEATURES

Additional Features
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • CitiŪ Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card.
  • Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and CitiŪ Identity Theft Solutions.
  • No annual fee*
Apply Now

CITI® DIVIDEND PLATINUM SELECT® VISA® CARD



Intro APR on Purchases

Intro APR on Transfers

Regular APR

Annual Fee

Credit Type

0% for 12 months*
0% for 12 months*
12.99%-22.99%* (Variable)*
$0*
Excellent Credit


Key Features
  • Earn $100 cash back after $500 in purchases within the first 3 months of account opening
  • Earn 5% cash back every quarter in must-have categories. Right now, on purchases at The Home Depot®, home furnishing and home and garden stores from 4/1/14 through 6/30/14.
  • Enrollment each quarter is quick and easy
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information.
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • No Annual Fee*
  • Click Apply Now to see pricing details
VIEW ALL FEATURES

Additional Features
  • Earn $100 cash back after $500 in purchases within the first 3 months of account opening
  • Earn 5% cash back every quarter in must-have categories. Right now, on purchases at The Home DepotŪ, home furnishing and home and garden stores from 4/1/14 through 6/30/14.
  • Enrollment each quarter is quick and easy
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information.
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • No Annual Fee*
  • Click Apply Now to see pricing details
Apply Now

CHASE FREEDOM®



Intro APR on Purchases

Intro APR on Transfers

Regular APR

Annual Fee

Credit Type

0% for 15 months*
0% for 15 months*
13.99%-22.99% (Variable)*
$0
Excellent/Good


Key Features
  • Earn a $100 Bonus after you make $500 in purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99%-22.99%.
  • 5% Cash Back on up to $1,500 in combined purchases between April 1 and June 30, 2014 at restaurants and Lowe's® home improvement stores
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire
VIEW ALL FEATURES

Additional Features
  • Earn a $100 Bonus after you make $500 in purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99%-22.99%.
  • 5% Cash Back on up to $1,500 in combined purchases between April 1 and June 30, 2014 at restaurants and Lowe'sŪ home improvement stores
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire
Apply Now

View More High Limit Credit Card Offers

Editor's Note:  To verify which credit cards offered high limits, customer service reps were contacted at a number of credit card companies.  At each company, the customer service reps emphasized the fact that the size of credit limits granted could vary dramatically based on a review of the applicants credit history.


Read more related articles: Applying for Credit Cards Online

 

Resources: Credit Card Education Center | Credit Card Calculators | SCC Blog | Terms and Conditions/Disclosures | Privacy Policy/California Privacy Rights | About | Home

Government Resources: CARD Act Consumer Protections | Federal Trade Commission | Consumer Financial Protection Bureau

Advertising Disclosure: smartcreditchoices.com is an independent, advertising-supported comparison service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.

*Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

©2014 SmartCreditChoices.com. All rights reserved.