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U R @: Education Center : Understanding the Fine Print : Credit Cards with No Foreign Transaction Fees
CREDIT CARDS WITH NO FOREIGN TRANSACTION FEES
Currently, Capital One is the only major US credit card issuer that does not charge international transaction fees. All other US credit card issuers charge a standard 3% transaction fee for all foreign currency transactions. Below you can compare current offerings from Capital One and apply online for a credit card that charges no international transaction fees.
CAPITAL ONEŽ NO HASSLE MILES (SM) REWARDS - EXCELLENT CREDIT |
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- Earn 1.25 miles for each dollar spent on purchases*
- No blackout dates or seat restrictions
- No expiration date on miles and no limit on the miles you can earn
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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n/a% *
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n/a Months *
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13.90% *
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None *
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Yes
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Excellent
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CAPITAL ONEŽ PLATINUM PRESTIGE - EXCELLENT CREDIT |
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- Rest easy with an outstanding, low rate - for customers with excellent credit
- 7.9% APR on purchases and balance transfers
- Your APR will not increase simply because you pay late only once or go over your credit limit
- No annual fee and no balance transfer fees
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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N/A *
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N/A *
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7.9% *
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None *
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Yes
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Excellent
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CAPITAL ONEŽ NO HASSLE MILES SM REWARDS - GOOD CREDIT |
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- 1.25 miles for every dollar you spend on purchases
- No expiration date on miles and no limit on the miles you can earn
- No annual fee or balance transfer fees
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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n/a% *
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n/a Months *
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16.90% *
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0 *
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Yes
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Good
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CAPITAL ONEŽ NO HASSLE CASH SM REWARDS - GOOD CREDIT |
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- 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases.
- No limit on the cash rewards you can earn
- No expiration of your cash rewards for the life of your account
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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n/a% *
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n/a Months *
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16.9% *
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None *
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Yes
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Good
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CAPITAL ONEŽ BUSINESS PLATINUM |
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- 0% APR on purchases until October 2009
- 0% APR on balance transfers until October 2009
- No annual fee
- Free year-end summary
- Free employee cards with individual spending limits you set
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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N/A *
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10/09 Months *
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9.99% *
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None *
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Yes
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Good
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CAPITAL ONEŽ STANDARD PLATINUM FOR STUDENTS |
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- 0% APR on purchases until December 2008. After that, variable APR, currently 19.8%
- No annual fee or balance transfer fees
- A manageable credit line to help control your finances
- $0 fraud liability if your card gets lost or stolen
- Online account services
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0% *
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12/08 Months *
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19.8% *
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None *
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Yes
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Good
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You can compare additional Capital One credit cards with no international transaction fees in the Capital One section of SmartCreditChoices.com.
Our Research Process
To identify and verify information on international transaction fees, we reviewed the fees section located in the terms and conditions section of credit cards from every major issuer. Once we identified that Capital One did not list an international transaction fee, we placed three phone calls to their customer service department to verify that they did not charge foreign transaction fees. Each representative we spoke to verified that Capital One was the only major issuer that did not charge international transaction fees.
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