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U R @: Education Center : Airline Credit Cards : About the Delta Skymiles Credit Card
ABOUT THE DELTA SKYMILES CREDIT CARD
The Delta Skymiles credit card, available from American Express, is available to both consumers and businesses. We’ll examine the consumer card first.
American Express offers some significant perks to new cardholders. The largest is a 15,000 Skymile bonus granted after your first purchase. This can be used to reduce the cost of a flight by about $150. An additional 2,500 Skymile bonus is available if another cardmember is added to the account.
A second major perk is that American Express waives the annual fee for the first year. This is good for a savings of $85. Below you can review the key details of the offer.
GOLD DELTA SKYMILES® CREDIT CARD |
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- Earn up to 25,000 bonus miles - enough for a total of $250 off Delta flights.
- Use miles to pay for any Delta seat, anytime - no black out dates and no seat restrictions.
- 25,000 miles may also be redeemed for a domestic economy award ticket.
- Earn SkyMiles for every eligible dollar you spend.
- No annual fee for the first year, then $95. $45 if you are a qualified American Express Cardmember.
- Express Approval. Get a decision in less than 60 seconds.APR on balance transfers for life
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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N/A *
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N/A *
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15.99% *
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None *
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Yes
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Good
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As noted in the details, you can earn Double Miles on everyday purchases. This includes all purchases made at supermarkets, drugstores, gas stations, home improvement stores and wireless phone bills. On top of that, you can also earn double miles on any Delta flights you charge to your card.
Credit card “rewards junkies” know all the tricks that can be used to maximize rewards. For those of you that don’t fall into that category, here’s an example that illustrates how using your card for as many everyday purchases can help you maximize your return on rewards:
- Spend $600 a month on groceries and earn 14,400 Skymiles.
- Spend $300 a month on gas and earn 7,200 Skymiles
- Spend $100 a month at drugstores to earn 2,400 Skymiles
- Spend $600 a month on miscellaneous expenses and earn 7,200 Skymiles
Based on the example above, you would earn 31,200 Skymiles over the course of a year, enough to purchase a round trip flight in the continental U.S. The important thing to remember is that the more you use your card, the more you earn. By paying for items with credit instead of cash, then paying your bill monthly, your credit card will actually reward you.
You can learn more about the Delta Skymiles credit card for consumers by clicking the apply button above. This will redirect you to American Express.
The Gold Delta Business Credit Card
The business version of the Skymiles credit card offers similar benefits to the consumer. However, there are two notable additional perks. First, you can save 5% on all Delta flights when you use your card. Secondly, you receive a $99 companion certificate once a year. Below you can review the details and apply online.
GOLD DELTA SKYMILES® BUSINESS CREDIT CARD |
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- Save a total of $250 off Delta flights. Earn 20,000 miles upon your first purchase on the Card. Sign up for two Additional Cards and earn 5,000 bonus miles.
- Earn up to 30,000 Bonus Miles in your first year
- Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles® Business Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
- Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles
- Save 5% on all Delta flights with your Card
- One Delta mile for virtually every dollar you spend
- No annual fee for the first year - a savings of $95
- No annual fee for Additional Cards
- Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more.
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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N/A *
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N/A *
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14.99% *
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$95 *
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Yes
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Good
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For more information about airline credit cards or business credit cards, please use the left navigation to peruse the appropriate category.
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