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U R @: Education Center : Money Savers : Cash Back Rebate Credit Cards
CASH BACK REBATE CREDIT CARDS
Over the last few years, cash back rebate credit cards have changed. Why? Because credit card companies were losing money on them. Yes, as strange as that sounds, it is true. Smart credit card users would rack up cashback and pay their balances in full every months. It was great for us, but bad for the credit card companies.
A few years ago, there were a handful of credit cards that offered 5% cashback on all gas station, grocery shop, and drugstore purchases. Today, most credit cards offer 1% cashback, with 2% deals available for gas and grocery store purchases.
Unfortunately, the trend amongst major credit card companies is to offer less cashback-as well as charge higher interest rates-so in today's credit card environment, finding a credit card with 2% cashback should be considered an accomplishment.
Best Cashback Credit Card Offers
CAPITAL ONE® NO HASSLE CASH(SM) REWARDS - EXCELLENT CREDIT |
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- 2% cash back on gas and groceries
- 1% cash back on all other purchases
- No limit on the cash you can earn and cash won't expire
- Redeem cash rewards for statement credit, check or gift card
- Get your cash back whenever you want, even set up automatic redemption
- 0% intro APR on purchases until August 2011
- No foreign transaction fees
- No annual fee
- To apply online click the Apply Now button or call 1-866-960-8708
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Intro APR on Purchases
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Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Needed
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0% until 8/2011*
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n/a*
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14.9%(V)*
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None
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Excellent
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DISCOVER® MORE CARD - $75 CASHBACK BONUS |
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- 0% intro APR on balance transfers for a full 12 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- Get $75 Cashback Bonus when you make $500 in purchases within 3 months
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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Intro APR on Purchases
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Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Needed
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0% for 6 Months*
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0% for 12 Months*
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11.99% - 20.99% (Variable)*
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None
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Good
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CHASE FREEDOM® MASTERCARD |
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- 0% Intro APR and No Annual Fee
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
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Intro APR on Purchases
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Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Needed
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n/a
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0% for 12 Months
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12.99%-22.99% Variable*
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None
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Excellent
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Visit the cashback credit card section to view all current cash back credit card offers.
Read more related articles: Money Savers |
