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COMPARE LEADING CREDIT CARD OFFERS
At SmartCreditChoices.com, you can compare credit card offers from leading credit card companies categorized for easy comparison. Below, you can view the best credit card offers in the most commonly searched categories. Once you've found the best deal, click apply and complete the secure online application. For more information on a particular type of credit card offer, simply use the navigation to your left to review all relevant offers.
Best Overall Credit Card Offer
CAPITAL ONE® NO HASSLE MILES(SM) REWARDS |
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- 1 mile per dollar spent on purchases up to $1,000 each month
- 2 miles per dollar above $1,000 each month
- No limit on the miles you can earn and miles don't expire
- 0% APR on purchases until May 2010
- No annual fee
- No blackout dates and no seat restrictions
- Book travel with ANY airline, hotel, cruise line, or rental car company.
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Intro on Purchases
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Intro APR Period
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Regular APR
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Annual Fee
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Transfers |
Credit Needed
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0% *
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see above Months *
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13.9%(V) *
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None *
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Yes
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Excellent
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View all Capital One Credit Card Offers
Best Credit Card Offer for Balance Transfers
CITI® PLATINUM SELECT CARD |
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- Offers a 0% APR* on balance transfers and purchases for up to 12 months, based on your application and credit history.* You may be approved, but offered a 0% APR for 6 or 9 months. Consumers with better credit will get the best deals.
- No annual fee
- Citi Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0% *
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up to 12 Months *
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As Low As 11.99% *
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None *
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Yes
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Good
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View all 0% Balance Transfer Credit Card Offers
Best Rewards Credit Card Offer
DISCOVER® OPEN ROAD (SM) CARD - SAVE ON GAS |
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- Offers a 0% Intro APR* on Balance Transfers and Purchases for 6 months
- 5% Cashback Bonus® on gas and auto maintenance purchases
- Increase, even double, the value of your rewards to 10% when you redeem for gift cards from our 100 Cashback Bonus Partners
- Editor's Note: This offer is not available to current Discover card holders
- Save at the pump and everywhere else.*
- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% Cashback Bonus on all other purchases
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Intro on Purchases
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Intro APR Period
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Regular APR
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Annual Fee
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Transfers |
Credit Needed
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0% *
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6 Months *
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11.99% *
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None *
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Yes
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Excellent
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View all Rewards Credit Card Offers
Best Low Interest Credit Card Offer
DISCOVER® MORE CARD |
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- 0% Intro APR* on Balance Transfers 6 Months*
- 0% Intro APR* on Purchases for 6 months
- Editor's Note: We consider Discover® to be the best credit card company because they have been the most consumer friendly issuer since the start of the credit crunch. If having a credit card from a company that treats its customers well is important to you, we suggest taking a close look at Discover credit card offers.
- 5% Cashback Bonus® in popular categories like travel, apparel, home, gas, restaurants, movies and more
- No Annual Fee
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0% *
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6 Months *
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11.99% *
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None *
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Yes
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Very Good
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View all Low Interest Credit Card Offers
Best Credit Card for Average/Fair Credit
AMERICAN DREAMCARD™ MASTERCARD® |
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- Best current credit card offer for consumers with fair or average credit
- Grace period for purchases of at least 20 days
- Editor's Note: This card may have NO annual fee or may come with a fee of $39 or $59, based on a review of your credit
- From the Issuer: The American DreamCard™ MasterCard® offers a generous credit line and no annual fee, so it costs you nothing to carry and has an award winning reward program. With every net $1.00 spent on your card, you receive an entry to win the large monthly American DreamCard™ cash jackpot. There is a new winner every month!
- †See terms and conditions for important rate, fee and other cost information, and limitations
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Intro on Purchases
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Intro APR Period
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Regular APR
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Annual Fee
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Transfers |
Credit Needed
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n/a% *
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n/a Months *
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14.99/21.99% *
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$0, $39, $59 *
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Yes
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Average
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View all Fair/Bad Credit Credit Card Offers
In addition to the credit card categories above, SmartCreditChoices.com features credit card offers for airline credit cards, business credit cards, cash advance credit cards, low interest credit cards, cash back credit cards, small business credit cards, student credit cards...in a nutshell, we've got every credit card offer there is. To find the best credit card offer for you, simply browse the category page that best suits your credit needs. We list credit cards from every major issuer in easy to compare tables. When searching for a credit card, we advise you to look for one that offers a 0% introductory APR for 1 year as well as a low long term interest rate. Other important factors to consider are the annual fee, which should be $0, and the rewards program. |
