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Best Credit Card Offers
At Smart Credit Choices, you can compare the best credit card offers from leading credit card companies categorized for easy comparison. When you compare credit card offers, please consider how you use your credit card. If you pay your credit card in full every month, then the best credit card for you may be one that offers rewards. However, if you currently carry credit card debt, a 0% APR credit card is likely the best credit card offer for you, as this will save you the most money and help you get out of debt. Ultimately, there really isn't a single best credit card offer for everyone. But if you take a few moments to consider which credit card offer will save you the most money, then you can find the right credit card for your needs. Below, you can view the best credit card offers in the most commonly searched categories. Once you've found the right deal, click apply and complete the secure online credit card application. For more information on a particular type of credit card offer, simply use the navigation to your left to review all relevant offers.
Best Credit Card Offer
CAPITAL ONE® VENTUREONE(SM) REWARDS CREDIT CARD |
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- 1.25 miles per dollar on every purchase, every day
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
- Use rewards for travel, merchandise, gift cards and more
- 0% intro APR on purchases until August 2011
- No foreign transaction fees
- No annual fee
- To apply online click the Apply Now button or call 1-866-960-8708
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Intro APR on Purchases
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Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Needed
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0% until August 2011*
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n/a
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13.9%(V)*
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None
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Excellent
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Best Credit Card Offers for Balance Transfers
DISCOVER® MORE® CARD |
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- 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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Intro APR on Purchases
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Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Needed
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0% for 6 Months*
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0% for 15 Months*
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11.99% - 20.99% (V)
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None
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Good
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CITI® PLATINUM SELECT® MASTERCARD® |
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- 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
- Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee
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Intro APR on Purchases
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Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Needed
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0% for 12 Months*
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0% for 18 Months*
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11.99-19.99% Variable*
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None
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Good
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Best Credit Card Offer for Cash Back
CAPITAL ONE® NO HASSLE CASH(SM) REWARDS - EXCELLENT CREDIT |
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- 2% cash back on gas and groceries
- 1% cash back on all other purchases
- No limit on the cash you can earn and cash won't expire
- Redeem cash rewards for statement credit, check or gift card
- Get your cash back whenever you want, even set up automatic redemption
- 0% intro APR on purchases until August 2011
- No foreign transaction fees
- No annual fee
- To apply online click the Apply Now button or call 1-866-960-8708
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Intro APR on Purchases
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Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Needed
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0% until 8/2011*
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n/a*
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14.9%(V)*
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None
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Excellent
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Best Credit Card Offers with Low APRs
CAPITAL ONE® PLATINUM PRESTIGE CREDIT CARD |
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- 0% intro APR until August 2011 on balance transfers, processed in as little as 48 hours
- 0% intro APR until August 2011 on purchases
- Transfer your higher-rate balances
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel & emergency assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Travel accident insurance
- No annual fee
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Intro APR on Purchases
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Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Needed
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0% until 8/2011*
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0% until 8/2011*
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11.9% (V)*
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None
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Excellent
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CAPITAL ONE® PLATINUM CREDIT CARD |
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- 0% intro APR until August 2011 on balance transfers, processed in as little as 48 hours
- 0% intro APR until August 2011 on purchases
- Transfer your higher-rate balances
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel & emergency assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Travel accident insurance
- No annual fee
- To apply online click the \"Apply Now\" button or call 1-866-960-8708
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Intro APR on Purchases
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Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Needed
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0% until 8/2011*
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0% until 8/2011*
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14.9%(V)*
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None
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Good
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About the Best Credit Card Offers
In addition to the credit card categories above, SmartCreditChoices.com features the best credit card offers organized into categories. In a nutshell, we've got just about every type of credit card offer there is. To find the best credit card offer for you, simply browse the category page that best suits your credit needs. We list credit cards from every major issuer in easy to compare tables. When searching for the best credit card, we advise you to look for one that offers a 0% introductory APR as well as a low long term interest rate. Other important factors to consider are the annual fee, which should be $0, and the rewards program.
Anyone who carries credit card debt from month to month will likely find that a credit card that provides a 0% APR on balance transfers or purchases will help them get the most value from their credit card. With a 0% APR credit card offer, its possible to save hundreds of dollars a year in interest. This is especially true with 0% balance transfers.
Those who are fortunate enough to be debt free will find that choosing a good rewards credit card can help them earn hundreds of dollars in rewards every year. For example, a person who spends $10,000 a year on their credit card can easily earn $100 to $200 in credit card rewards with the proper rewards card. However, the long term interest rates on many rewards credit cards are higher than they are on standard barebones platinum credit cards, so only choose a rewards card if it won't end up costing you money interest.
*Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.
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