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Compare Credit Card Offers
At SmartCreditChoices.com, we feature links to over 100 credit card applications. You can compare credit cards that offer rewards, credit cards for businesses, credit cards for bad credit...just about every type of credit card you can imagine. Peruse our list of categories and easily compare credit cards until you find the best deal. Below you can compare the most popular credit card categories.
Compare 0% Credit Cards
CITI® PLATINUM SELECT CARD |
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- Offers a 0% APR* on balance transfers and purchases for up to 12 months
- Editor's Note: You may be approved and only offered a 0% APR for 6 Months or 9 months, based on a review of your credit.
- No annual fee
- Citi Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0% *
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up to 12 Months *
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11.99% *
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None *
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Yes
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Good
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DISCOVER® MORE CARD |
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- Offers a 0% Intro APR* for 6 months on purchases and balance transfers
- 5% Cashback Bonus® in popular categories like travel, apparel, home, gas, restaurants, movies and more
- Up to 1% Cashback Bonus® on all your other purchases automatically*
- Increase, even double, your rewards when you redeem for gift cards from our 70 Cashback Bonus Partners
- No Annual Fee
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0% *
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6 Months *
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11.99% *
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None *
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Yes
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Excellent
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Compare 0% APR Credit Card Offers
Compare Balance Transfer Credit Cards
DISCOVER® OPEN ROAD (SM) CARD |
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- Offers a 0% APR on balance transfers for 6 months*
- 0% Intro APR* on Purchases for 6 months
- Save at the pump and everywhere else.* Earn 5% cashback on gas and auto related expenses.
- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% Cashback Bonus on all other purchases
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfer
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Credit Needed
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0% *
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6 Months*
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11.99% *
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None *
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Yes
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Good
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Compare 0% APR Balance Transfer Credit Card Offers
How to Compare Credit Cards
Comparing credit card offers is confusing for a reason: the banks want it to be. However, finding the best credit card deal is possible when you take the right factors into consideration before applying. What are the right factors? Interest rate (APR), introductory rate, and fees.
When you compare credit cards, look for a credit card that offers a low long term interest rate. What’s a low interest rate? Today, the average credit card interest rate is about 14%. Look for something below that and you’re off to a good start.
The second factor to compare is the introductory rate. The best credit cards offer 0% interest on purchases and balance transfers for 1 year. The average credit card offers 0% for about 6 months. If you want the best deal, apply for a credit card that offers 0% for 1 year on purchases and balance transfers.
Lastly, there is absolutely no reason to pay an annual fee. Period. Some airline rewards cards charge fees of up to $85. Put that cash towards your next ticket and avoid the fee.
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