Compare Credit Card Offes
At SmartCreditChoices.com, we feature links to over 100 credit card applications. You can compare credit cards that offer rewards, credit cards for businesses, credit cards for bad credit...just about every type of credit card you can imagine. Peruse our list of categories and easily compare credit cards until you find the best deal. Below you can view and compare credit cards from the most popular categories.
Compare Credit Cards with 0 Percent Interest Deals
CAPITAL ONE® PLATINUM PRESTIGE CREDIT CARD |
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- 0% intro APR until August 2011 on balance transfers, processed in as little as 48 hours
- 0% intro APR until August 2011 on purchases
- Transfer your higher-rate balances
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel & emergency assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Travel accident insurance
- No annual fee
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Intro APR on Purchases
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Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Needed
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0% until 8/2011*
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0% until 8/2011*
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11.9% (V)*
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None
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Excellent
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CAPITAL ONE® PLATINUM CREDIT CARD |
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- 0% intro APR until August 2011 on balance transfers, processed in as little as 48 hours
- 0% intro APR until August 2011 on purchases
- Transfer your higher-rate balances
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel & emergency assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Travel accident insurance
- No annual fee
- To apply online click the \"Apply Now\" button or call 1-866-960-8708
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Intro APR on Purchases
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Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Needed
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0% until 8/2011*
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0% until 8/2011*
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14.9%(V)*
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None
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Good
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Compare Credit Cards for Balance Transfers
CITI® PLATINUM SELECT® MASTERCARD® |
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- 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
- Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee
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Intro APR on Purchases
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Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Needed
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0% for 12 Months*
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0% for 18 Months*
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11.99-19.99% Variable*
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None
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Good
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DISCOVER® MORE® CARD |
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- 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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Intro APR on Purchases
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Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Needed
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0% for 6 Months*
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0% for 15 Months*
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11.99% - 20.99% (V)
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None
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Good
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How to Compare Credit Card Offers
Comparing credit card offers is confusing for a reason: the banks want it to be. However, finding the best credit card deal is possible when you take the right factors into consideration before applying. What are the right factors? Interest rate (APR), introductory rate, and fees.
When you compare credit cards, look for a credit card that offers a low long term interest rate. What’s a low interest rate? Today, the average credit card interest rate is about 14%. Look for something below that and you’re off to a good start.
The second factor to compare is the introductory rate. The best credit cards offer 0% interest on purchases and balance transfers for 1 year. The average credit card offers 0% for about 6 months. If you want the best deal, apply for a credit card that offers 0% for 1 year on purchases and balance transfers.
Lastly, there is absolutely no reason to pay an annual fee. Period. Some airline rewards cards charge fees of up to $85. Put that cash towards your next ticket and avoid the fee.
*Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.
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