| Introductory Rate |
|
Purchases: |
0% |
Balance Transfers: |
0% |
| Introductory Period |
|
Purchases: |
18 months |
Balance Transfers: |
18 months |
| Regular APRs |
|
Purchases: |
11.99% - 21.99%* (Variable) |
Balance Transfers: |
11.99% - 21.99%* (Variable) |
| |
|
Cash Advance: |
25.24%* (Variable)
|
Penalty: |
29.99%* (Variable) |
| Fees |
|
Annual: |
None |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
Editor's Review
The Citi Platinum Select MasterCard is an extremely popular card with consumers seeking low interest rates and particularly those seeking very long 0% introductory rates. Its 18 month 0% introductory rate on purchases is the longest such deal currently available. Its 18 month 0% rate on balance transfers is also the longest offer available. However, despite its lengthy 0% intro rate on balance transfers, the Citi Platinum card charges a very low 3% fee on balance transfers.
Consumers who pay their balances in full every month and spend heavily on their cards may find better value in a rewards card that offers cash back. However, individuals with credit card debt or those who tend to carry balances from month to month can likely benefit substantially with this offer's 0% introductory deal and low long term rates.
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* See the online credit card application for terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " APPLY NOW " button you can review the credit card terms and conditions on the credit card issuer's web site.
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