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CITI® DIVIDEND PLATINUM SELECT® VISA® CARD

  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
  • Enroll at no additional cost each quarter for new categories that earn additional cash back
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No Annual Fee*

Introductory Rate   Purchases: 0%* Balance Transfers: 0%*
Introductory Period   Purchases: 12 months* Balance Transfers: 12 months*
Regular APRs   Purchases: 12.99%-22.99%* (Variable)* Balance Transfers: See Terms*
    Cash Advance: See Terms* Penalty: See Terms*
Fees   Annual: $0* Balance Transfers: See Terms*
    Late: See Terms* Cash Advance: See Terms*

Editor's Review

The Citi® Dividend Platinum Select® Visa® Card is the flagship cash back credit card from Citibank. Cardholders earn 1% cash back on every purchase they make, plus 5% cash back in categories that rotate four times a year. This no annual fee card currently offers consumers a substantial $100 sign up bonus. To earn this perk, card members must spend $500 within three months of opening a new account. This is a fairly easy to obtain bonus, particularly if you use your card for everyday spending.

In addition to these rewards features, the Citi® Dividend Platinum Select® Visa® Card offers a  0% introductory period on both purchases and balance transfers. At 12 months, this is slightly longer than average offers and very long for a rewards credit card that offers a substantial cash back sign up bonus. Additionally, this is a good card for consumers who intend to use the card for purchases and balance transfers, as the $100 cash back bonus can balance out the standard 3% fee levied on balance transfers.

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*   See the online credit card application for terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " APPLY NOW " button you can review the credit card terms and conditions on the credit card issuer's web site.

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