|
|
| Introductory Rate |
|
Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
|
Purchases: |
12 months* |
Balance Transfers: |
12 months* |
| Regular APRs |
|
Purchases: |
12.99%-22.99%* (Variable)* |
Balance Transfers: |
See Terms* |
| |
|
Cash Advance: |
See Terms*
|
Penalty: |
See Terms* |
| Fees |
|
Annual: |
$0* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms* |
Cash Advance: |
See Terms* |
Editor's Review
The Citi® Dividend Platinum Select® Visa® Card is the flagship cash back credit card from Citibank. Cardholders earn 1% cash back on every purchase they make, plus 5% cash back in categories that rotate four times a year. This no annual fee card currently offers consumers a substantial $100 sign up bonus. To earn this perk, card members must spend $500 within three months of opening a new account. This is a fairly easy to obtain bonus, particularly if you use your card for everyday spending.
In addition to these rewards features, the Citi® Dividend Platinum Select® Visa® Card offers a 0% introductory period on both purchases and balance transfers. At 12 months, this is slightly longer than average offers and very long for a rewards credit card that offers a substantial cash back sign up bonus. Additionally, this is a good card for consumers who intend to use the card for purchases and balance transfers, as the $100 cash back bonus can balance out the standard 3% fee levied on balance transfers.
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