| Introductory Rate |
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Purchases: |
|
Balance Transfers: |
N/A |
| Introductory Period |
|
Purchases: |
|
Balance Transfers: |
N/A |
| Regular APRs |
|
Purchases: |
|
Balance Transfers: |
N/A |
| |
|
Cash Advance: |
N/A
|
Penalty: |
N/A |
| Fees |
|
Annual: |
N/A |
Balance Transfers: |
|
| |
|
Late: |
|
Cash Advance: |
|
This card ranks highest among SmartCreditChoices.com visitors for a number of reasons. First off, it offers a 0% interest rate on balance transfers for 1 full year. Many credit cards advertise this rate, but will only offer a 0% interest rate on balance transfers for as little as 3 months if you do not meet the company's highest credit qualifications. If you are offered a 0% APR for 1 year with this offer, that is what you will get.
A second important factor that makes the Discover More card a top pick on SmartCreditChoices.com is its consistently strong rankings in J.D. Power's credit card customer satisfaction survey. In both 2007 and 2008, Discover ranked second to American Express in overall customer satisfaction.
With no credit cards currently offering no fee balance transfers and a 0% APR for 1 full year, this credit card provides the best overall value to consumers with the least hassle, lowest fees, and fairest terms.
* See the online credit card application for terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " APPLY NOW " button you can review the credit card terms and conditions on the credit card issuer's web site.
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