|
|
DISCOVER® MORE (SM) CARD - EDITOR'S PICK |
DISCOVER® MORE (SM) CARD - EDITOR'S PICK |
|
- Offers a 0% introductory interest rate on purchase and balance transfers for 6 months
- Earn 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Earn up to 1% Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- Editor's Note: Offer not available to current Discover® card holders
- Editor's Pick for best overall offer. Click more details below the card to find out why.
|
|
|
|
Intro APR
|
Intro APR Period
|
Regular APR
|
Annual Fee
|
Balance Transfer
|
Credit Needed
|
|
0% *
|
6 Months *
|
11.99% *
|
None *
|
Yes
|
Very Good
|
|
Editor's Review
Smart Credit Choices relies on a number of factors to rank the quality of a credit card. Below you will find the top reasons we consider the Discover® More (SM) Card to be the best overall offer on the market.
- During the credit crunch/crisis, Discover® hasn't made a lot of headlines. This is a good thing. While other companies have been raising interest rates to 29% and changing credit card terms, Discover has largely sidestepped this behavior. Consequently, we believe they are the most consumer friendly credit card company and the safest company to carry a balance with.
- Discover® provides fast approval decisions and maintains one of the highest approval rates in the industry. Many credit cards take up to a month to review applications. With Discover, most applications are decisioned within 24 hours.
- Discover® ranked a very close second to American Express in this year's J.D. Power and Associates 2008 Credit Card Satisfaction Study(SM). This well regarded survey rates credit cards based on a number of essential criteria, including costumer service, rates and fees. On a scale of 1,000, Discover scored 728, only 7 points fewer than American Express and more than 70 points higher than its nearest competitor.
* See the online credit card application for terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " APPLY NOW " button you can review the credit card terms and conditions on the credit card issuer's web site.
|
