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DISCOVER® MORE® CARD

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Introductory Rate   Purchases: 0%* Balance Transfers: 0%*
Introductory Period   Purchases: 15 Months* Balance Transfers: 15 Months*
Regular APRs   Purchases: 10.99% - 20.99% (Variable)* Balance Transfers: 10.99% - 20.99% (Variable)*
    Cash Advance: 23.99% (Variable) * Penalty: See Terms*
Fees   Annual: None Balance Transfers: See Terms*
    Late: See Terms* Cash Advance: See Terms*

Editor's Review

The Discover® More® Card is Discover's flagship credit card and there are multiple versions of this card available. This can be confusing, as each version has a different rate and fee structure.

The main version of the Discover® More® Card is a low interest card with an above average 0%* introductory period for purchases and balance transfers that presently lasts 15 months.* This is three months longer than average offers, and this card is one of the few that offers the same long introductory rates on both purchases and balance transfers. Many other credit cards only offer long 0% interest rates on either purchases or balance transfers, but not both. Because the long 0% rate applies to both categories, this is a good card for consumers who will be using the card for both types of transactions.

One of the key benefits of this and any Discover Card is customer service. Since 2007, Discover has ranked second in J.D. Power's annual customer satisfaction survey, garnering four stars in every major category. The only company that bests Discover is American Express. Discover has also ranked 1st in the annual Brand Keys Customer Loyalty Engagement Index report for fifteen straight years, a good indication that their customers are happy.

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*   See the online credit card application for terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " APPLY NOW " button you can review the credit card terms and conditions on the credit card issuer's web site.

 

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