Citi Simplicity® Card - SmartCreditChoices.com

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CITI SIMPLICITY® CARD

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
No late fees - EVER
No penalty rate - EVER
No annual fee - EVER
Save time when you call with fast, personal help, 24 hours a day.

Introductory Rate	Purchases:	0%*	Balance Transfers:	0%*
Introductory Period	Purchases:	18 months*	Balance Transfers:	18 months*
Regular APRs	Purchases:	12.99% - 21.99%* (Variable)*	Balance Transfers:	See Terms*
	Cash Advance:	See Terms*	Penalty:	See Terms*
Fees	Annual:	$0*	Balance Transfers:	See Terms*
	Late:	See Terms*	Cash Advance:	See Terms*

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* See the online credit card application for terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " APPLY NOW " button you can review the credit card terms and conditions on the credit card issuer's web site.

Government Resources: CARD Act Consumer Protections | Federal Trade Commission