<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Credit Card Blog at Smart Credit Choices</title>
	<atom:link href="http://www.smartcreditchoices.com/blog/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.smartcreditchoices.com/blog</link>
	<description>Be Smart About Credit Cards</description>
	<lastBuildDate>Thu, 02 Feb 2012 19:42:28 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>Why the Regulation of Credit Card Merchant Fees Will Curtail Rewards</title>
		<link>http://www.smartcreditchoices.com/blog/2012/02/why-the-regulation-of-credit-card-merchant-fees-will-curtail-rewards/</link>
		<comments>http://www.smartcreditchoices.com/blog/2012/02/why-the-regulation-of-credit-card-merchant-fees-will-curtail-rewards/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 19:42:28 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[Misc]]></category>
		<category><![CDATA[Smart Credit Card Tips]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/?p=743</guid>
		<description><![CDATA[Consumers love to receive credit card rewards from their spending. So long as cardholders pay their balances in full and on time, these benefits come at no cost to themselves. At the same time, a different situation exists for merchants who accept credit cards. They must pay merchant fees that typically consume 3-5% of the [...]]]></description>
		<wfw:commentRss>http://www.smartcreditchoices.com/blog/2012/02/why-the-regulation-of-credit-card-merchant-fees-will-curtail-rewards/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Different Types of Loans Improve Credit Scores</title>
		<link>http://www.smartcreditchoices.com/blog/2012/01/how-different-types-of-loans-improve-credit-scores/</link>
		<comments>http://www.smartcreditchoices.com/blog/2012/01/how-different-types-of-loans-improve-credit-scores/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 19:39:13 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[Did you know?]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/?p=741</guid>
		<description><![CDATA[To those unfamiliar with the nature of credit scores, it can make perfect sense to assume that the fewer loans one has, the better their credit score will be. Indeed, having a low amount of debt is an important factor in maintaining a high credit score. Nevertheless, there is also a component of an individual’s [...]]]></description>
		<wfw:commentRss>http://www.smartcreditchoices.com/blog/2012/01/how-different-types-of-loans-improve-credit-scores/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>About the PenFed Platinum Cash Rewards Card</title>
		<link>http://www.smartcreditchoices.com/blog/2012/01/about-the-penfed-platinum-cash-rewards-card/</link>
		<comments>http://www.smartcreditchoices.com/blog/2012/01/about-the-penfed-platinum-cash-rewards-card/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 17:39:44 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[Credit Card Reviews]]></category>
		<category><![CDATA[penfed]]></category>
		<category><![CDATA[penfed cash rewards]]></category>
		<category><![CDATA[penfed credit card]]></category>
		<category><![CDATA[penfed platinum cash rewards]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/?p=733</guid>
		<description><![CDATA[It is not realistic to imagine oil prices will ever return to the level where Americans can buy gasoline for $1 per gallon. This reality has compelled many to purchase more fuel efficient vehicles while trying to find cash back credit cards that offer savings on fuel. The Pentagon Federal Credit Union Platinum Cash Rewards [...]]]></description>
		<wfw:commentRss>http://www.smartcreditchoices.com/blog/2012/01/about-the-penfed-platinum-cash-rewards-card/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Additional Credit Cards And Your Credit Score</title>
		<link>http://www.smartcreditchoices.com/blog/2012/01/additional-credit-cards-and-your-credit-score/</link>
		<comments>http://www.smartcreditchoices.com/blog/2012/01/additional-credit-cards-and-your-credit-score/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 17:27:04 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Smart Credit Card Tips]]></category>
		<category><![CDATA[applying for credit cards]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit cards and credit score]]></category>
		<category><![CDATA[credit score]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/?p=731</guid>
		<description><![CDATA[There are a seemingly infinite number of credit card offers on the market, with each offering a unique set of benefits and drawbacks. For some, it may be tempting to apply for every new card with the hopes of realizing discounts, sign up bonuses, or promotional interest rates. Others are skeptical of these opportunities, as [...]]]></description>
		<wfw:commentRss>http://www.smartcreditchoices.com/blog/2012/01/additional-credit-cards-and-your-credit-score/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>About Zync From American Express</title>
		<link>http://www.smartcreditchoices.com/blog/2012/01/about-zync-from-american-express/</link>
		<comments>http://www.smartcreditchoices.com/blog/2012/01/about-zync-from-american-express/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 17:11:01 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[Credit Card Reviews]]></category>
		<category><![CDATA[american express]]></category>
		<category><![CDATA[charge card]]></category>
		<category><![CDATA[zync]]></category>
		<category><![CDATA[zync from american express]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/?p=726</guid>
		<description><![CDATA[Banks have always tried to capture the young adult market since they represent the next generation of high value consumers. To do so, they can offer rewards credit cards affiliated with popular brands such as MTV or Best Buy, while others feature exclusive access to sporting and concert event tickets. American Express offers its Zync [...]]]></description>
		<wfw:commentRss>http://www.smartcreditchoices.com/blog/2012/01/about-zync-from-american-express/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>About the Delta SkyMiles Reserve Card From American Express</title>
		<link>http://www.smartcreditchoices.com/blog/2011/12/about-the-delta-skymiles-reserve-card-from-american-express/</link>
		<comments>http://www.smartcreditchoices.com/blog/2011/12/about-the-delta-skymiles-reserve-card-from-american-express/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 17:02:45 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[Credit Card Deals]]></category>
		<category><![CDATA[american express]]></category>
		<category><![CDATA[american express delta]]></category>
		<category><![CDATA[delta]]></category>
		<category><![CDATA[delta skymiles credit card]]></category>
		<category><![CDATA[delta skymiles reserve]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/?p=724</guid>
		<description><![CDATA[Airline  credit cards have been around for a long time, but Delta and American Express have pioneered new ways to offer exclusive benefits to holders of their co-branded products. This process began with cardholders having their checked bags waived, and has now extended to nearly all aspects of traveler’s interactions with their airline. The American [...]]]></description>
		<wfw:commentRss>http://www.smartcreditchoices.com/blog/2011/12/about-the-delta-skymiles-reserve-card-from-american-express/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>About the Delta SkyMiles Platinum Card From American Express</title>
		<link>http://www.smartcreditchoices.com/blog/2011/12/about-the-delta-skymiles-platinum-card-from-american-express/</link>
		<comments>http://www.smartcreditchoices.com/blog/2011/12/about-the-delta-skymiles-platinum-card-from-american-express/#comments</comments>
		<pubDate>Mon, 19 Dec 2011 16:57:49 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[Credit Card Reviews]]></category>
		<category><![CDATA[american express delta]]></category>
		<category><![CDATA[delta skymiles platinum]]></category>
		<category><![CDATA[platinum delta skymiles]]></category>
		<category><![CDATA[skymiles credit card]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/?p=722</guid>
		<description><![CDATA[Having acquired Northwest Airlines, Delta is now a dominant force among the remaining legacy carriers in the United States. Delta also enjoys an extremely close relationship with one of the major issuers of credit cards, American Express. Through this partnership, they offer five different credit cards for consumers, and three for small businesses. Of all [...]]]></description>
		<wfw:commentRss>http://www.smartcreditchoices.com/blog/2011/12/about-the-delta-skymiles-platinum-card-from-american-express/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>About Clear From American Express</title>
		<link>http://www.smartcreditchoices.com/blog/2011/12/about-clear-from-american-express/</link>
		<comments>http://www.smartcreditchoices.com/blog/2011/12/about-clear-from-american-express/#comments</comments>
		<pubDate>Sun, 11 Dec 2011 16:50:54 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[Credit Card Reviews]]></category>
		<category><![CDATA[american express]]></category>
		<category><![CDATA[american express clear]]></category>
		<category><![CDATA[american express credit card]]></category>
		<category><![CDATA[clear from american express]]></category>
		<category><![CDATA[Credit Card Review]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/?p=719</guid>
		<description><![CDATA[In a world of complex credit cards, Americans yearn for simple products without harsh penalties and conditions. In response, many banks have begun offering at least one card without the large menu of fees and penalties that commonly appear on the disclosure statements of their other products. American Express offers its Clear card for those [...]]]></description>
		<wfw:commentRss>http://www.smartcreditchoices.com/blog/2011/12/about-clear-from-american-express/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>About the Chase Ultimate Rewards Mall</title>
		<link>http://www.smartcreditchoices.com/blog/2011/12/about-the-chase-ultimate-rewards-mall/</link>
		<comments>http://www.smartcreditchoices.com/blog/2011/12/about-the-chase-ultimate-rewards-mall/#comments</comments>
		<pubDate>Sun, 04 Dec 2011 18:14:29 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[Credit Card Deals]]></category>
		<category><![CDATA[Did you know?]]></category>
		<category><![CDATA[Misc]]></category>
		<category><![CDATA[Smart Credit Card Tips]]></category>
		<category><![CDATA[chase ultimate rewards]]></category>
		<category><![CDATA[chase ultimate rewards mall]]></category>
		<category><![CDATA[ultimate rewards]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/?p=716</guid>
		<description><![CDATA[While many rewards credit cards are tied to an affiliate’s loyalty program, some banks offer their own proprietary points system for use with their credit cards. Integral to these points programs are a means to redeem the currency for products and services. These programs can also allow customers to make purchases at select merchants in [...]]]></description>
		<wfw:commentRss>http://www.smartcreditchoices.com/blog/2011/12/about-the-chase-ultimate-rewards-mall/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ShopDiscover Online Shopping Rewards</title>
		<link>http://www.smartcreditchoices.com/blog/2011/11/shopdiscover-online-shopping-rewards/</link>
		<comments>http://www.smartcreditchoices.com/blog/2011/11/shopdiscover-online-shopping-rewards/#comments</comments>
		<pubDate>Mon, 28 Nov 2011 18:02:01 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[Did you know?]]></category>
		<category><![CDATA[Misc]]></category>
		<category><![CDATA[Smart Credit Card Tips]]></category>
		<category><![CDATA[discover]]></category>
		<category><![CDATA[discover cash back]]></category>
		<category><![CDATA[discover online shopping mall]]></category>
		<category><![CDATA[shop discover]]></category>
		<category><![CDATA[shopdiscover]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/?p=713</guid>
		<description><![CDATA[Everybody knows that you can use your cash back rewards card to save money on your everyday purchases. Indeed, banks compete fiercely with each other in order to offer customers the best cash back return rates, with their best offers only being separated by fractions of a percentage point. At the same time, most card [...]]]></description>
		<wfw:commentRss>http://www.smartcreditchoices.com/blog/2011/11/shopdiscover-online-shopping-rewards/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

<!-- Dynamic page generated in 0.995 seconds. -->
<!-- Cached page generated by WP-Super-Cache on 2012-02-03 21:11:00 -->

