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	<title>Credit Card Blog at Smart Credit Choices &#187; Credit Card Polls</title>
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	<description>Be Smart About Credit Cards</description>
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		<title>Is The Macy&#8217;s Credit Card a Smart Choice?</title>
		<link>http://www.smartcreditchoices.com/blog/2011/06/is-the-macys-credit-card-a-smart-choice/</link>
		<comments>http://www.smartcreditchoices.com/blog/2011/06/is-the-macys-credit-card-a-smart-choice/#comments</comments>
		<pubDate>Fri, 24 Jun 2011 13:00:04 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[Credit Card Deals]]></category>
		<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[Credit Card Offers]]></category>
		<category><![CDATA[Credit Card Polls]]></category>
		<category><![CDATA[Credit Card Reviews]]></category>
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		<category><![CDATA[Misc]]></category>
		<category><![CDATA[macys card]]></category>
		<category><![CDATA[macys credit card]]></category>
		<category><![CDATA[macys credit card offer]]></category>

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		<description><![CDATA[The Macy&#8217;s card is a high interest rate credit card with a number of drawbacks. While really heavy Macy&#8217;s shoppers who always pay their credit card bills in full may benefit from the various promotions and deals offered to cardholders, most consumers can easily find a better credit card that is more widely accepted with [...]]]></description>
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		<title>Has your Credit Score Surprised You?</title>
		<link>http://www.smartcreditchoices.com/blog/2008/02/has-your-credit-score-surprised-you/</link>
		<comments>http://www.smartcreditchoices.com/blog/2008/02/has-your-credit-score-surprised-you/#comments</comments>
		<pubDate>Thu, 28 Feb 2008 16:56:31 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[Credit Card Polls]]></category>
		<category><![CDATA[Credit Reports]]></category>

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		<description><![CDATA[When most people are surprised by their credit reports, it usually an unpleasant surprise.  I once found that one of my credit scores was 50 points lower than my other two.  The reason:  an insurance billing error I disputed five times was never removed from one credit report.  We get emails all the time from [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>What is the Best Type of Credit Card Rewards Program?</title>
		<link>http://www.smartcreditchoices.com/blog/2008/02/what-is-the-best-type-of-credit-card-rewards-program/</link>
		<comments>http://www.smartcreditchoices.com/blog/2008/02/what-is-the-best-type-of-credit-card-rewards-program/#comments</comments>
		<pubDate>Wed, 27 Feb 2008 17:03:10 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[Credit Card Polls]]></category>
		<category><![CDATA[credit card rewards]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/2008/02/what-is-the-best-type-of-credit-card-rewards-program/</guid>
		<description><![CDATA[Over the past few years, credit card companies have changed their rewards programs a good deal.  Two years ago, it was possible to get a credit card that offered 5% cashback on gas, groceries, and drugstore purchases.  Turns out, we credit card users were smarter than the credit card companies gave us credit for being.  [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>What Credit Card Features Matter</title>
		<link>http://www.smartcreditchoices.com/blog/2008/02/3/</link>
		<comments>http://www.smartcreditchoices.com/blog/2008/02/3/#comments</comments>
		<pubDate>Tue, 26 Feb 2008 21:46:48 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[Credit Card Polls]]></category>
		<category><![CDATA[credit card features]]></category>

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		<description><![CDATA[ At Smart Credit Choices, we maintain an active database of over 100 current credit card offers.  Our goal is to help people like you find the best credit card deal.  Unfortunately, organizing 100 credit cards isn&#8217;t very easy.  Currently, we rank credit cards based on a number of factors, including visitor feedback, the quality of the [...]]]></description>
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