The BP Visa card offered at www.choosebp.com provides consumers with the opportunity to earn substantial cashback on all purchases of gas at BP stations, as well as additional cashback on all purchases.  Additionally, the BP Visa card also offers a 0% APR for 6 months on all purchases.  Below are the specifics for this offer:

To apply for a choosebp.com offer and start earning cashback, complete the online application from Chase Bank.

Blue Sky from American Express® is a travel rewards credit card that allows consumers to earn 1 point for every dollar spent.  Points can be redeemed on any airline, hotel, card rental company, cruise ship or other travel related expense without any blackout dates.  For more information, see www.americanexpress.com/bluesky.

Clear From American Express® (see www.americanexpress.com/clear) is a unique credit card in that it offers consumers a reprieve from every type of credit card fee.  Specifically, Clear charges no annual fee, no cash advance fees, no balance transfer fees, no over-the-limit fees, and no late fees. 

In addition to offering no fees, Clear offers a 1% rewards program that gives consumers a $25 giftcard to a wide range of retailers for every $2,500 spent as well as a 0% APR for up to 12 months on purchases.

Among the many benefits Clear offers, one that consumers should not take advantage of is the waiver of late fees.  Although there is no charge for paying late, there are a number of negative consequences that can arise from paying this, as well as any other, credit card late.  Namely, a late payment can result in a higher interest rate, a negative report to credit bureaus, and the rescinding of 0% promotional rates.

Thus, once you apply and get Clear From American Express® be sure to take advantage of every benefit offered except the no late fee option.  For more information, you can compare American Express credit card offers at SmartCreditChoices or apply for clear at www.americanexpress.com/clear.

Blue Cash® from American Express (see www.americanexpress.com/mybluecash) is one of the most popular, not to mention best, cashback credit cards on the market.  With Blue Cash, you can earn between .5% to 1.5% on all purchases and 1.5% to 5% on everyday purchases on items such as gas, groceries, and drug store purchases.

In addition to offering a superior cashback rewards program, which we will explore in more detail, Blue Cash also offers a 0% introductory interest rate on purchases for up to 1 year as well as fixed 4.99% APR on balance transfers until the balances are repaid.

While the promotional APRs provide good value, it is the cash back program that stirs the most interest in Blue Cash.  Here, we will look at an example of how much cash back can be earned over the course of a year based on the following spending assumptions:

$200/month on gas

$600/month on groceries

$1000/month on all other purchases

Using this spending pattern, Blue Cash cardmembers would earn $511 in cash back over the course of a year on about $21000 of expenses.  Compared to a standard cashback card that offers 1% rewards, using Blue Cash would earn you more than double the cash rewards.  This is the main reason Blue Cash stands out as a leader among cash back offers.

For more information on Blue Cash, please see the cashback credit card section of SmartCreditChoices or visit www.americanexpress.com/mybluecash.

The American Express® Preferred Rewards Green Card (see www.americanexpress.com/applyforgreen) is an American Express charge card that offers new applicants a number of special options.  First, new applicants recieve 5,000 bonus points upon approval.  This is enough points to redeem for a $50 giftcard.  Or, should you like, you can transfer your points to one of 17 frequent flyer programs.

In addition to this bonus, new card members pay no annual fee during the first year of membership, a $95 savings and free enrollment in the Membership Rewards® program.

You can learn more about this offer at Smart Credit Choices or apply online at www.americanexpress.com/applyforgreen