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	<title>Credit Card Blog at Smart Credit Choices &#187; Balance Transfers</title>
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	<link>http://www.smartcreditchoices.com/blog</link>
	<description>Be Smart About Credit Cards</description>
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		<title>U.S. Bank Visa Platinum Card Reviewed</title>
		<link>http://www.smartcreditchoices.com/blog/2011/10/u-s-bank-visa-platinum-card-reviewed/</link>
		<comments>http://www.smartcreditchoices.com/blog/2011/10/u-s-bank-visa-platinum-card-reviewed/#comments</comments>
		<pubDate>Fri, 28 Oct 2011 15:39:33 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[0 apr credit cards]]></category>
		<category><![CDATA[Balance Transfers]]></category>
		<category><![CDATA[Credit Card Reviews]]></category>
		<category><![CDATA[us bank credit card]]></category>
		<category><![CDATA[us bank platinum]]></category>
		<category><![CDATA[us bank platinum visa card]]></category>
		<category><![CDATA[us bank visa]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/?p=700</guid>
		<description><![CDATA[When Washington was debating the credit card reform legislation that eventually became the CARD Act of 2009, some called for a “plain vanilla” credit card. This proposal would have required banks to issue at least one card with easy to follow terms and conditions, presumably without rewards for spending. While that provision did not make [...]]]></description>
		<wfw:commentRss>http://www.smartcreditchoices.com/blog/2011/10/u-s-bank-visa-platinum-card-reviewed/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Best Credit Card Offers In Years</title>
		<link>http://www.smartcreditchoices.com/blog/2011/06/the-best-credit-card-offers-in-years/</link>
		<comments>http://www.smartcreditchoices.com/blog/2011/06/the-best-credit-card-offers-in-years/#comments</comments>
		<pubDate>Tue, 28 Jun 2011 14:28:14 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[0 apr credit cards]]></category>
		<category><![CDATA[Balance Transfers]]></category>
		<category><![CDATA[Credit Card Deals]]></category>
		<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[Credit Card Offers]]></category>
		<category><![CDATA[Did you know?]]></category>
		<category><![CDATA[Misc]]></category>
		<category><![CDATA[Smart Credit Card Tips]]></category>
		<category><![CDATA[credit card bonus]]></category>
		<category><![CDATA[credit card companies]]></category>
		<category><![CDATA[rewards cards]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/?p=574</guid>
		<description><![CDATA[One year ago, consumers were still finding it difficult to gain approval for credit cards. Today, credit card companies are rolling out the red carpet, offering applicants sky high sign up bonus, ultra long 0% interest rates, and just about everything else under the sun.  Finding a good credit card is no longer an issue, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Citi Platinum Select Credit Card Benefits</title>
		<link>http://www.smartcreditchoices.com/blog/2011/06/citi-platinum-select-credit-card-benefits/</link>
		<comments>http://www.smartcreditchoices.com/blog/2011/06/citi-platinum-select-credit-card-benefits/#comments</comments>
		<pubDate>Fri, 17 Jun 2011 00:00:19 +0000</pubDate>
		<dc:creator>Debbie Dragon</dc:creator>
				<category><![CDATA[0 apr credit cards]]></category>
		<category><![CDATA[Balance Transfers]]></category>
		<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[Credit Card Offers]]></category>
		<category><![CDATA[Credit Card Reviews]]></category>
		<category><![CDATA[citi 0% APR]]></category>
		<category><![CDATA[citi 0% balance transfer]]></category>
		<category><![CDATA[citi credit card]]></category>
		<category><![CDATA[citi platinum]]></category>
		<category><![CDATA[citi platinum select]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/?p=520</guid>
		<description><![CDATA[If you&#8217;re looking for a 0% APR credit cardto use for your everyday purchases or have a high interest balance on another card that you need to pay off – the Citi Platinum Select Card may be the best credit card for you.  The extra benefits the card offers are probably worth more to the [...]]]></description>
		<wfw:commentRss>http://www.smartcreditchoices.com/blog/2011/06/citi-platinum-select-credit-card-benefits/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Longest 0% APR Balance Transfers &#8211; Summer 2011</title>
		<link>http://www.smartcreditchoices.com/blog/2011/05/longest-0-apr-balance-transfers-summer-2011/</link>
		<comments>http://www.smartcreditchoices.com/blog/2011/05/longest-0-apr-balance-transfers-summer-2011/#comments</comments>
		<pubDate>Sat, 28 May 2011 15:26:29 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[0 apr credit cards]]></category>
		<category><![CDATA[Balance Transfers]]></category>
		<category><![CDATA[0 apr balance transfer]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card balance transfer]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/?p=500</guid>
		<description><![CDATA[Transferring the balances from existing credit card accounts to a new credit card with 0% APR for balance transfer transactions is an increasingly popular way for consumers to reduce and effectively eliminate their debts. Credit card balance transfers allow card holders to transfer existing balances from other credit cards to the new card, provided that [...]]]></description>
		<wfw:commentRss>http://www.smartcreditchoices.com/blog/2011/05/longest-0-apr-balance-transfers-summer-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Things Your Should Know About Balance Transfer Credit Cards</title>
		<link>http://www.smartcreditchoices.com/blog/2011/04/things-your-should-know-about-balance-transfer-credit-cards/</link>
		<comments>http://www.smartcreditchoices.com/blog/2011/04/things-your-should-know-about-balance-transfer-credit-cards/#comments</comments>
		<pubDate>Thu, 21 Apr 2011 16:36:09 +0000</pubDate>
		<dc:creator>Debbie Dragon</dc:creator>
				<category><![CDATA[0 apr credit cards]]></category>
		<category><![CDATA[Balance Transfers]]></category>
		<category><![CDATA[0 apr balance transfer]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/?p=421</guid>
		<description><![CDATA[If you are considering transferring your debt from a high interest credit card to a 0% APR credit card there are some things that you need to know. Let’s take a look. Your Credit Card Debt Will Not Go Away Don’t get the false impression that your debt will somehow diminish. While you will save [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>3 Things to Consider Before Paying Off Balance Transfer Cards</title>
		<link>http://www.smartcreditchoices.com/blog/2011/04/3-things-to-consider-before-paying-off-balance-transfer-cards/</link>
		<comments>http://www.smartcreditchoices.com/blog/2011/04/3-things-to-consider-before-paying-off-balance-transfer-cards/#comments</comments>
		<pubDate>Fri, 15 Apr 2011 14:17:50 +0000</pubDate>
		<dc:creator>Debbie Dragon</dc:creator>
				<category><![CDATA[Balance Transfers]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[expenses]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/?p=417</guid>
		<description><![CDATA[Paying off credit card debt is always a good thing but eliminating debts too fast can be detrimental to your overall financial health. Debt repayment on your credit cards should be a nicely paced process to ensure you are not putting yourself in other dire financial straights. Your debt repayment strategy should ensure you are [...]]]></description>
		<wfw:commentRss>http://www.smartcreditchoices.com/blog/2011/04/3-things-to-consider-before-paying-off-balance-transfer-cards/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Getting the Most Out of A 0% APR Balance Transfer Credit Card Deal</title>
		<link>http://www.smartcreditchoices.com/blog/2011/03/getting-the-most-out-of-a-0-apr-balance-transfer-credit-card-deal/</link>
		<comments>http://www.smartcreditchoices.com/blog/2011/03/getting-the-most-out-of-a-0-apr-balance-transfer-credit-card-deal/#comments</comments>
		<pubDate>Thu, 31 Mar 2011 11:16:23 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[Balance Transfers]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[balance transfer offers]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[fees]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/?p=391</guid>
		<description><![CDATA[Do you remember balance transfer credit cards?  We haven&#8217;t seen them around for quite some time, at least not in the numbers we had grown accustomed to prior to the recession.  Balance transfer offers were very popular a few years ago, when consumers routinely moved high interest balances to lower interest cards.  Depending on the [...]]]></description>
		<wfw:commentRss>http://www.smartcreditchoices.com/blog/2011/03/getting-the-most-out-of-a-0-apr-balance-transfer-credit-card-deal/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Balance Transfer Credit Card Offers Making a Comeback</title>
		<link>http://www.smartcreditchoices.com/blog/2011/02/balance-transfer-credit-card-offers-making-a-comeback/</link>
		<comments>http://www.smartcreditchoices.com/blog/2011/02/balance-transfer-credit-card-offers-making-a-comeback/#comments</comments>
		<pubDate>Fri, 25 Feb 2011 16:53:54 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[Balance Transfers]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[balance transfer credit card]]></category>
		<category><![CDATA[balance transfer offers]]></category>
		<category><![CDATA[credit card]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/?p=377</guid>
		<description><![CDATA[0% balance transfer credit card offers were at one time quite popular among consumers looking to save money on high interest credit card debt.  Prior to the recent economic downturn, balance transfer offers were plentiful with many consumers looking no farther than their mailbox to find a great deal.  Then the economy took a nose [...]]]></description>
		<wfw:commentRss>http://www.smartcreditchoices.com/blog/2011/02/balance-transfer-credit-card-offers-making-a-comeback/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>0% APR Balance Transfers for 15 Months</title>
		<link>http://www.smartcreditchoices.com/blog/2008/10/0-apr-balance-transfers-for-15-months/</link>
		<comments>http://www.smartcreditchoices.com/blog/2008/10/0-apr-balance-transfers-for-15-months/#comments</comments>
		<pubDate>Wed, 29 Oct 2008 17:49:18 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[Balance Transfers]]></category>
		<category><![CDATA[0 apr]]></category>
		<category><![CDATA[0 apr balance transfer]]></category>
		<category><![CDATA[0 apr credit card]]></category>
		<category><![CDATA[0 balance transfer]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit crisis]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/?p=132</guid>
		<description><![CDATA[In an extremely surprising move that I must stress is EXTREMELY SURPRISING, Bank of America extended the introductory APR on balance transfers on a number of their credit cards to 15 months.  As most credit card companies have been cutting back on the duration of 0% APR balance transfer offers, Bank of America&#8217;s out of [...]]]></description>
		<wfw:commentRss>http://www.smartcreditchoices.com/blog/2008/10/0-apr-balance-transfers-for-15-months/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>0% APR Balance Transfers for Life</title>
		<link>http://www.smartcreditchoices.com/blog/2008/09/0-apr-balance-transfers-for-life/</link>
		<comments>http://www.smartcreditchoices.com/blog/2008/09/0-apr-balance-transfers-for-life/#comments</comments>
		<pubDate>Wed, 24 Sep 2008 20:42:21 +0000</pubDate>
		<dc:creator>Smart Credit Choices</dc:creator>
				<category><![CDATA[Balance Transfers]]></category>

		<guid isPermaLink="false">http://www.smartcreditchoices.com/blog/?p=64</guid>
		<description><![CDATA[Yesterday I saw a credit card that offered a 0% balance transfer for life.  Then I saw a unicorn and stole a pot of gold from a leprechaun.  And then I woke up. In the past,  there was a very remote possibility of getting a 0% APR on balance transfers for life.  Getting the offer [...]]]></description>
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		<slash:comments>0</slash:comments>
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