Archive for August, 2011

Best Current Business Credit Card Offers

Below is a roundup of current business credit card offers that provide sign-up bonuses as well as features and benefits that many businesses can profit from.

Ink Bold Business Card from Chase: Businesses that pay every statement in full do not necessarily need a credit card, they can use a charge card that requires payment in full each month. Chase offers their Ink Bold charge card that allows companies to earn valuable Ultimate Rewards points on each purchase. These points are normally worth one cent each, but they go 25% further when used to book travel through Chase’s Ultimate Rewards web site. Finally businesses can earn up to 45,000 additional points each year at they reach the spending thresholds of $25,000, $50,000, and $100,000. This card has a $95 annual fee that is waived the first year. For more, see Chase credit card offers.

Business Platinum Card from American Express:  With a host of valuable travel benefits, this business card is aimed at the premium business traveler. Cardmembers will receive a $200 statement credit towards any airline fee, and a $100 credit towards a membership in Global Entry from the U.S. Customers and Border Patrol. Cardholders also receive memberships in the lounge programs of Delta, American, and US Airways. When using the card, businesses will earn valuable Membership Rewards points which can be redeemed for cash back, gift cards, merchandise, or frequent flier miles. For more, see American Express credit card offers.

Capital One Venture for Business:  This relatively simple card returns two miles for each dollar spent. Each mile can then be redeemed as a statement credit towards any travel related expense. When used as a cash back card, this product returns an impressive 2% on all purchases. When viewed as an travel rewards card, customers can enjoy free travel and still earn miles and be eligible for upgrades. With no foreign transaction fees, this is a great card for conducting business internationally. For more, see Capital One credit card offers.

SimplyCash Business Card from American Express:  Cash back with no annual fee is a winning combination for any business. American Express offers its SimplyCash card with a standard 1% back on all purchases, plus 3% cash back on gasoline. To top it off, 5% cash back is returned on wireless services and office supply purchases. Finally, this card is eligible for 3% -10% off of purchases from businesses in American Express’s OPEN Savings plan. This program automatically applies substantial discounts to purchases from business product and service providers like FedEx, Hertz, and OfficeMax.

Ink Classic from Chase:  The Ink Classic is a credit card that delivers generous cash back to businesses. Companies can earn five points per dollar spent on office supplies, as well as cable, wired, and wireless telecommunications services. Two points per dollar spent is also earned on purchases of fuel and at hotels. All other purchases earn a single point per dollar spent. Points can be redeemed for one cent each as cash back, gift cards, merchandise, or in other ways. Finally, this card is eligible for Chase’s Blueprint program that allows businesses to carry a balance on some purchases while avoiding interest on those paid in full. There is no annual fee for this card.

The Best Western Rewards World MasterCard

It can be tough to spend long days on the road, especially when traveling on a budget. At the very least, it is nice to earn credit card reward points from hotels that can be used for travel rewards. The Best Western Rewards World MasterCard from Barclay’s allows their customers to earn elevated reward points from stays at their hotels that can be redeemed for a myriad of travel benefits.

For each dollar spent, travelers will only earn a single point in the Best Western Rewards program, but purchases at their hotels will earn a far more substantial 15 points per dollar. New cardmembers will receive 10,000 points as a sign up bonus and are eligible to earn another 5,000 points for completing a balance transfer within the first 30 days of opening an account. There is a 0% APR on balance transfers for the first six months of card member’s accounts. There is a 3% balance transfer fee during this introductory period, but it then rises to 4%. After the introductory rate expires, interest will accrue at a rate equal to the prime rate plus either 10.74% or 21.74%, depending on the applicant’s credit history. Card holders are will also be upgraded to Best Western Rewards Elite status when after spending $6,000 on their card. There is no annual fee for this card, but there is a foreign transaction fee of 3%. (more…)


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