Searching through credit card applications is confusing.  That’s the way most credit card companies want it to be.  In order to get a rough idea of the credit card you will get if approved, you often have to weed deep into credit card application fine print. 

However, some credit card companies offer clearer applications that others.  These are the best credit card applications and very few companies provide them.  Here are two companies that actually offer straightforward terms.

1.)  Capital One:  Capital One offers the best credit card applications.  While they may not always offer the absolute lowest interest rate or the absolute longest 0% rate period, they tell you what you are going to get. (more…)