About the Citi Cash Returns Credit Card
The Citi CashReturns (SM) Card is popping up in a number of new commercials. The commercials focus on the cashback rewards program offered by the card. Here, we will examine the Citi Cash Returns reward program as well as important interest rate information.
At present, the Citi Cash Returns card is offering a 0% APR on balance transfers for up to 1 year, as well as an APR of 10.24% for purchases(accurate as of 4/18/08). This APR for purchases is well below average for cash back rewards credit cards, which tend to charge higher APR’s to offset the cost of operating a cash reward rebate program.
Earning cash back with the Citi Cash Returns card is a pretty straightforward process: you earn 1% on all purchases. Additionally, at the end of your first year as a cardmember, you receive a 20% bonus, effectively raising the cash back rate to 1.2%. Cash back rewards are automatically dispersed via check once you have amassed $50.
You can learn more about the Citi Cash Returns card by viewing the online application.
Similar Cash Back Credit Cards
Below is a list of related cash back credit cards:
The Citi Professional Cash Card: Earn up to 3% cashback
The Discover Open Road Card: Earn 5% cashback on gas purchases
The Citi Dividend Platinum Card: Earn 5% cashback at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months and 2% thereafter.
You can also view all current cash back credit card offers on our main site.
