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THE BEST CREDIT CARD OFFERS
Drawing on more than 5 years of experience in the credit card industry, our editor has compiled a categorical breakdown of the best credit card offers. To determine the best credit cards, factors such as customer feedback, J.D. Power rankings, and offer quality were taken into consideration. Ultimately, the best credit card is the one that saves you the most money, whether via 0% rates, low long term rates, or high value rewards. Be sure to consider these factors so you can find the best credit card for your needs. Below you can compare the best credit card offers and apply online for approval.
Best Credit Cards - Top Picks These credit cards offer consumers with good or excellent credit the best credit card rewards and long term 0% rates.
CAPITAL ONE® VENTUREONE(SM) REWARDS CREDIT CARD |
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- 1.25 miles per dollar on every purchase, every day
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
- Use rewards for travel, merchandise, gift cards and more
- 0% intro APR on purchases until February 2011
- No foreign transaction fees
- No annual fee
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Intro on Purchases
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Intro APR Period
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Regular APR
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Annual Fee
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Credit Needed
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0% on purchases *
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Until 2/2011 *
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13.9%(V) *
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$0 *
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Excellent
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CAPITAL ONE® NO HASSLE MILES(SM) REWARDS - GOOD CREDIT |
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- 1.25 miles for every dollar spent on purchases
- No limit on the miles you can earn and miles don't expire
- Redeem for Travel, Merchandise, Gift Cards and more
- No blackout dates and no seat restrictions
- Fly FREE on any airline to any destination
- 0% intro APR on purchases until February 2011
- No foreign transaction fees
- No annual fee
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Intro on Purchases
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Intro APR Period
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Regular APR
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Annual Fee
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Credit Needed
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0% on purchases *
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Until 2/2011 *
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16.9%(V) *
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None *
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Good
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Best Credit Cards for Balance Transfers These offers provide consumers the best value for consumers looking to save money on interest with low interest rates.
DISCOVER® MORE® CARD - EDITOR'S CHOICE |
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- 0% APR on Balance Transfers for a FULL 12 months
- 0% APR on Purchases for a FULL 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
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Intro on Purchases
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Intro APR Period
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Regular APR
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Annual Fee
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Credit Needed
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0% *
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12 Months *
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As Low As 11.99% Variable*
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None *
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Excellent
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Best Credit Cards with Cashback Rewards Many companies have trimmed down on cashback rewards, but these credit cards offer much better than average cashback reward programs.
CAPITAL ONE® NO HASSLE CASH(SM) REWARDS - EXCELLENT CREDIT |
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- 2% cash back on gas and groceries
- 1% cash back on all other purchases
- No limit on the cash you can earn and cash won't expire
- Redeem cash rewards for statement credit, check or gift card
- Get your cash back whenever you want, even set up automatic redemption
- 0% APR on purchases until February 2011
- No foreign transaction fees
- No annual fee
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Intro on Purchases
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Intro APR Period
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Regular APR
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Annual Fee
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Credit Needed
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0% on Purchases*
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Until 2/2011 *
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14.9%(V) *
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$0 *
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Excellent
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Best Credit Card Offer for Consumers with Fair/Below Average Credit Truth be told, there aren't a lot of great credit cards for consumers with less than perfect credit. However, this offer is "less bad" than many others available.
AMERICAN DREAMCARD™ MASTERCARD® |
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- Best current credit card offer for consumers with fair or average credit
- Grace period for purchases of at least 20 days
- Editor's Note: This card may have NO annual fee or may come with a fee of $39 or $59, based on a review of your credit
- From the Issuer: The American DreamCard™ MasterCard® offers a generous credit line and no annual fee, so it costs you nothing to carry and has an award winning reward program. With every net $1.00 spent on your card, you receive an entry to win the large monthly American DreamCard™ cash jackpot. There is a new winner every month!
- †See terms and conditions for important rate, fee and other cost information, and limitations
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Intro on Purchases
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Intro APR Period
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Regular APR
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Annual Fee
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Credit Needed
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n/a *
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n/a *
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14.99/21.99% *
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$0, $39, $59 *
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Average
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For more information on the best credit cards with 0% APRs, the best credit cards for balance transfers, or the best credit cards for rewards, please see the respective sections of this website using the left navigation.
*Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.
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