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THE BEST CREDIT CARDS
Drawing on more than 5 years of experience in the credit card industry, our editor has compiled a categorical breakdown of the best credit card offers. To isolate the best credit cards, factors such as customer feedback, J.D. Power rankings, and offer quality were taken into consideration. Ultimately, the best credit card is the one that saves you the most money, whether via 0% rates, low long term rates, or high value rewards. Be sure to consider these factors so you can find the best credit card for your needs. Below you can compare the best credit card offers and apply online for approval.
Best Credit Cards
These credit cards offer consumers with good or excellent credit the best credit card rewards and long term 0% rates. Depeding on how you use your credit card, the best credit card will likely have a long 0% rate or a generous rewards program, though it is possible to get both
CAPITAL ONE® VENTUREONE(SM) REWARDS CREDIT CARD |
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- 1.25 miles per dollar on every purchase, every day
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
- Use rewards for travel, merchandise, gift cards and more
- 0% intro APR on purchases until August 2011
- No foreign transaction fees
- No annual fee
- To apply online click the Apply Now button or call 1-866-960-8708
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Intro APR on Purchases
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Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Needed
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0% until August 2011*
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n/a
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13.9%(V)*
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None
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Excellent
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CAPITAL ONE® PLATINUM PRESTIGE CREDIT CARD |
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- 0% intro APR until August 2011 on balance transfers, processed in as little as 48 hours
- 0% intro APR until August 2011 on purchases
- Transfer your higher-rate balances
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel & emergency assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Travel accident insurance
- No annual fee
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Intro APR on Purchases
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Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Needed
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0% until 8/2011*
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0% until 8/2011*
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11.9% (V)*
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None
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Excellent
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Best Credit Cards for Balance Transfers These offers provide consumers the best value for consumers looking to save money on interest with low interest rates.
CITI® PLATINUM SELECT® MASTERCARD® |
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- 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
- Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee
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Intro APR on Purchases
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Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Needed
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0% for 12 Months*
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0% for 18 Months*
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11.99-19.99% Variable*
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None
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Good
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DISCOVER® MORE® CARD |
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- 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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Intro APR on Purchases
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Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Needed
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0% for 6 Months*
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0% for 15 Months*
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11.99% - 20.99% (V)
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None
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Good
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Best Credit Cards with Cashback Rewards Many companies have trimmed down on cashback rewards, but these credit cards offer much better than average cashback reward programs.
CAPITAL ONE® NO HASSLE CASH(SM) REWARDS - EXCELLENT CREDIT |
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- 2% cash back on gas and groceries
- 1% cash back on all other purchases
- No limit on the cash you can earn and cash won't expire
- Redeem cash rewards for statement credit, check or gift card
- Get your cash back whenever you want, even set up automatic redemption
- 0% intro APR on purchases until August 2011
- No foreign transaction fees
- No annual fee
- To apply online click the Apply Now button or call 1-866-960-8708
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Intro APR on Purchases
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Intro APR on Transfers
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Regular APR
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Annual Fee
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Credit Needed
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0% until 8/2011*
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n/a*
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14.9%(V)*
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None
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Excellent
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More Info on the Best Credit Cards
For more information on the best credit cards with 0% APR offers, the best credit cards for balance transfers, or the best rewards credit cards, please see the respective sections of this website using the left navigation.
*Important Disclaimer: See online credit card applications for complete details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuing company's website.
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